Best World of Hyatt Credit Cards

You can earn World of Hyatt points with World of Hyatt co-branded credit cards and Chase Ultimate Rewards Credit Cards.

World of Hyatt Credit Cards

World of Hyatt Credit Card

Accelerate Your Hyatt Journeys with the World of Hyatt Credit Card

2 Free Night Awards after spending $4,000 in the first 3 months & 25,000 bonus points after $12,000 in the first 6 months
4 bonus points/$1 at Hyatt hotels & resorts
2 points/$1 on dining, airline tickets, local transit and fitness
1 point/$1 on all other purchases
Automatic Discoverist status and 5 tier‑qualifying nights upon account opening
1 free anniversary night at a Category 1–4 property plus an extra free night after $15,000 annual spend
$95 annual fee with no foreign transaction fees

Whether you’re planning a luxury escape or a quick weekend getaway, this card delivers Hyatt perks that easily cover its cost. Earn up to 9 points per dollar on stays, fast‑track elite status through tier‑qualifying nights and enjoy free nights that refresh every year. Manage your rewards seamlessly in the Chase app and unlock more comfort on every trip.

Terms apply. Bonus nights after qualifying spend. Anniversary free night valid at Category 1–4 properties. Annual fee applies. See issuer for full details.

World of Hyatt Business Credit Card

Maximize Your Hyatt Rewards with the World of Hyatt Business Credit Card

60,000 bonus points after spending $5,000 in the first 3 months
Up to 9 points per $1 at Hyatt hotels: 4 bonus points + 5 base points as a World of Hyatt member
2 bonus points per $1 in your top three spend categories each quarter
2 bonus points per $1 on fitness club and gym memberships
1 bonus point per $1 on all other purchases
$199 annual fee

Perfect for business owners who frequent Hyatt properties, this card accelerates your journey to elite status with high-value points on hotel stays and everyday expenses. Track your progress and redeem effortlessly for free nights, room upgrades and more through Hyatt’s intuitive app and online portal.

Terms apply. Bonus offer and earn rates require qualifying purchases. See full terms and conditions for details.

Chase Ultimate Rewards Personal Cards

Chase Sapphire Preferred® Card

Unlock Travel Rewards with the Chase Sapphire Preferred^® Credit Card

75,000 bonus points after spending $5,000 in the first 3 months
5X points on travel booked through Chase Travel℠
3X points on dining, select streaming services and online grocery purchases
2X points on all other travel
1X point on all other purchases
$50 annual hotel credit through Chase Travel℠
10% anniversary points boost on prior year’s spend
No foreign transaction fees
$95 annual fee

Make every trip count with flexible redemption options—transfer points 1:1 to top airline and hotel partners or boost their value when booking through Chase. Enjoy built‑in travel protections like trip cancellation/interruption insurance, primary rental car coverage and lost luggage reimbursement, plus seamless account management via the Chase mobile app. Whether you’re a frequent flyer or planning your next getaway, the Chase Sapphire Preferred^® delivers premium perks at an approachable price.

Terms apply. Bonus offer requires minimum spend. Annual fee applies. See Chase for full details.

Chase Sapphire Reserve®

Experience Luxury Travel with the Chase Sapphire Reserve^® Credit Card

125,000 bonus points after $6,000 in purchases in the first 3 months
8X points on travel booked through Chase Travel℠; 4X points on direct airline and hotel bookings
3X points on dining and eligible delivery services; 1X point on all other purchases
$300 annual travel credit automatically applied to travel purchases
Complimentary lounge access with Priority Pass™ Select and Chase Sapphire Lounges for you +2 guests
Up to $300 in annual credits for dining at Exclusive Tables and stays with The Edit
$120 Global Entry/TSA PreCheck^® credit every four years
No foreign transaction fees
$795 annual fee

From premium lounge retreats to robust trip protections—cancellation, interruption, auto rental and baggage insurance—this card lets you travel with confidence. Manage your account seamlessly in the Chase app, tap to pay with contactless security, and let automatic credits offset the annual fee for high‑value perks all year long.

Terms apply. See issuer for complete details and eligibility.

Chase Freedom Unlimited®

Supercharge Every Purchase with this Limite Time Offer on the Chase Freedom Unlimited^® Credit Card

$250 bonus after you spend $500 on purchases in your first 3 months
5% cash back on travel booked through Chase Ultimate Rewards^®
3% cash back on dining (including takeout & delivery) and drugstore purchases
2% cash back on Lyft rides through September 2027
1.5% cash back on all other purchases
No annual fee

Manage your card seamlessly in the Chase Mobile^® app, track your Ultimate Rewards^® points in real time, and redeem them instantly as statement credits or toward travel, gift cards and more. With flexible bonus categories and effortless redemptions, Freedom Unlimited^® is your go‑to for maximizing everyday rewards.

Terms apply. 3% foreign transaction fee. See issuer’s website for complete rates and fees.

Chase Freedom Flex®

Earn Flexibility & Rewards with the Chase Freedom Flex^® Credit Card

$200 bonus after $500 in purchases in the first 3 months
5% cash back on up to $1,500 in combined spending each quarter in rotating categories (activation required)
5% cash back on travel booked through Chase Ultimate Rewards^®
3% cash back on dining, including takeout and delivery
3% cash back on drugstore purchases
2% cash back on Lyft rides through September 2027
1% cash back on all other purchases
0% intro APR on purchases and balance transfers for 15 billing cycles
No annual fee (3% foreign transaction fee)

Take control of your rewards by activating quarterly categories that match your spending—whether groceries, gas or streaming services—and enjoy broad bonus rates on travel, dining and more. With no annual fee, seamless mobile management and built‑in protections like purchase protection and extended warranty, the Freedom Flex^® delivers powerful cash back on every dollar.

Terms apply. See issuer for details.

Chase Ultimate Rewards Business Cards

Sapphire Reserve for Business℠

Elevate Your Business Travel with the Chase Sapphire Reserve^® Business Card

80,000 bonus points after $5,000 in purchases within your first 3 months
3× points on travel and dining
1.5× points on all other purchases
$300 annual travel credit—automatically applied to any travel purchase
$120 Global Entry/TSA PreCheck^® credit every four years
Unlimited lounge access through Priority Pass™ Select and the Chase Sapphire Lounges ℠
No foreign transaction fees
$550 annual fee

Designed for small‑business owners who demand premium perks, the Sapphire Reserve^® Business card turbocharges your points on every trip and meal, then offsets its cost with robust travel credits. Manage employee cards at no extra cost, pool rewards instantly, and tap into concierge service and enhanced trip protections—trip cancellation, baggage delay and more—to keep your team moving smoothly. Redeem your points flexibly for flights, hotels, transfers to leading airline and hotel partners, or statement credits against any purchase.

Terms apply. Bonus requires qualifying spend. Travel credit applies on travel-related charges. Credits and benefits require enrollment where applicable. See issuer for complete details.

Ink Business Preferred® Credit Card

Maximize Business Travel Rewards with the Chase Ink Business Preferred^® Credit Card

90,000 bonus points after spending $8,000 in the first 3 months
3X points per $1 on the first $150,000 spent on travel and select business categories annually
1X point per $1 on all other purchases
1:1 transfers to leading airline and hotel loyalty programs
Primary rental car coverage and trip cancellation/interruption protection
$95 annual fee
No foreign transaction fees

Reward everyday business spend—from shipping and advertising to telecom and travel—with elevated earning rates and seamless redemptions. Combine points across your Chase portfolio, redeem them for 1.25¢ each toward travel booked through Chase Travel℠, or transfer them to more than a dozen top loyalty partners. Stay in control with an intuitive dashboard, real‑time alerts and powerful digital tools built for busy entrepreneurs.

Terms apply. Bonus points require $8,000 spend in 3 months. Rewards cap at 150,000 bonus-category points per anniversary year. See issuer for full details.

Ink Business Unlimited® Credit Card

Power Your Business with the Chase Ink Business Unlimited℠ Credit Card

$750 bonus cash back after spending $6,000 on purchases within the first 3 months of account opening
1.5% unlimited cash back on every purchase, with no caps or category tracking
0% intro APR on purchases for 12 months to finance big expenses interest‑free
No annual fee and free employee cards with customizable spending limits
3% foreign transaction fee on purchases made abroad

Whether you’re stocking inventory, paying vendors or covering travel costs, earn a flat 1.5% back on every dollar without the hassle of bonus categories. Enjoy a generous welcome offer, a long 0% APR period to smooth out cash flow, and seamless account management in the Chase Mobile^® app. Combine your cash back with other Chase business cards to boost your rewards earning even further.

Terms apply. Bonus cash back awarded after meeting the spend requirement. Regular APR applies after intro period. See issuer’s site for full details.

Ink Business Cash® Credit Card

Drive Your Cash Flow with the Chase Ink Business Cash^® Credit Card

Up to $750 cash back — earn $350 after $3,000 spent in the first 3 months and $400 more after $6,000 in the first 6 months
5% cash back on the first $25,000 per year at office supply stores and on internet, cable & phone services
2% cash back on the first $25,000 per year at gas stations and restaurants
1% cash back on all other purchases
0% intro APR for 12 months on purchases & balance transfers
No annual fee

Turn everyday business expenses into powerful rewards—whether you’re ordering supplies, managing telecom bills or fueling your fleet. Redeem cash back for statement credits, gift cards or travel through Chase Ultimate Rewards^®, all tracked in real time via the Chase mobile app. Enjoy employee cards, spending controls and seamless digital tools that keep your business running smoothly.

Terms apply. Bonus earned in two parts; spending caps apply after limits. 0% intro APR for 12 months on purchases & balance transfers; 3% foreign transaction fee; see full terms for details.

FAQs About World of Hyatt Credit Cards

What benefits do World of Hyatt credit cards offer?

World of Hyatt cards provide perks like elite status (Discoverist or above), bonus points on Hyatt stays and restaurants, and complimentary free night awards each account anniversary or after meeting minimum spend requirements.

How many points do I earn with a Hyatt card?

You typically earn extra points per dollar spent at Hyatt hotels, restaurants, and resorts. Everyday purchases also earn base points—often between 1–2 points per dollar—depending on the card tier.

Do Hyatt cards include free award nights?

Yes. Most Hyatt credit cards offer at least one free night award every year after the account anniversary and may provide additional nights after reaching a set spending threshold.

Does the card help me qualify for elite status faster?

Absolutely. Holding a Hyatt card normally grants entry-level elite status and can earn additional elite night credits based on spending, helping you move up to higher tiers like Explorist or Globalist more quickly.

Do World of Hyatt points ever expire?

No—as long as you earn or redeem points at least once every 24 months, your points remain valid. Using the card for any purchase will count and keep your points active indefinitely.

Are there foreign transaction fees on Hyatt cards?

Most Hyatt co-branded credit cards waive foreign transaction fees, making them convenient for international stays and spending abroad.

How can I maximize rewards with a Hyatt card?

Use your card for Hyatt stays, dining, and everyday purchases. Combine your free night certificates with top-tier stays and leverage elite status perks like late checkout to get the most value from your earnings.