Why consider it: For Flying Blue members who want miles and XP toward Air France-KLM status from card activity.
Trade-off: Anniversary rewards require qualifying purchases; award prices, surcharges, and availability still vary. Benefits you actually use must justify the annual fee.
- Annual fee
- $89
- Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$650Total$650Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
- $650
- Welcome offer+ 100 Experience Points (XP)After $2,000 in eligible purchases within the first 90 days of account opening. The same offer also awards 100 Experience Points (XP), which are status credits rather than spendable miles.
- 50,000 miles
on Bank of America's website
- Features
- Issuer
- Bank of America
- Program
- Flying Blue
- Fees and terms
- Annual Fee
- $89/yr
- Min. annual income
- —
- Interest rates
- Foreign transaction fee
- 0 %
Issuer terms
Online offer: 50,000 bonus miles + 100 Experience Points (XP) after $2,000 or more in purchases within the first 90 days of account opening.
The 100 bonus XP are earned after the welcome spending requirement. For an Explorer member, Silver starts at 100 XP under Flying Blue qualification rules. XP are separate from miles used for award flights.
Card Benefits Include:
- Earn 3 Miles per $1 spent on eligible SkyTeam member airline purchases
- New – Earn 3 Miles per $1 spent on eligible dining purchases
- Earn 1.5 Miles per $1 spent on everyday purchases
- Receive 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
- Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide
- 20 XP every year on your account anniversary
- Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year
- New – Earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year
- No foreign transaction fees*
- Low annual fee of $89*
Benefits of Flying Blue Silver Status:
Earn 6 Miles per euro spent
- Priority check-in, baggage drop-off and boarding
- Some free seat options 24 hours before departure
- Free selection of standard seats
One free extra checked baggage item on SkyTeam flights
- Rewards
- Rate
- Restaurants
- 3x
- Air France KLM flights
- 3x
Pros
- Welcome bonus of 50,000 miles
- 3x at restaurants
Cons
- Fewer premium perks
Unlock SkyTeam Alliance Rewards with the Air France KLM Visa Signature®
Online offer: earn 50,000 bonus miles + 100 Experience Points (XP) after $2,000 or more in purchases within the first 90 days of account opening.
The Air France KLM Visa Signature® delivers exceptional value for travelers with access to over 1,000 destinations worldwide through SkyTeam member airlines. With a low $89 annual fee, this card offers:
- 3 Miles per $1 spent on eligible SkyTeam member airline purchases
- 3 Miles per $1 spent on eligible dining purchases
- 1.5 Miles per $1 spent on everyday purchases
- 5,000 bonus Miles annually after spending $50 or more…




