Air France KLM Visa Signature® Credit Card

Why consider it: For Flying Blue members who want miles and XP toward Air France-KLM status from card activity.

Trade-off: Anniversary rewards require qualifying purchases; award prices, surcharges, and availability still vary. Benefits you actually use must justify the annual fee.

Annual fee
$89
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$650Total$650Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$650
Welcome offer+ 100 Experience Points (XP)After $2,000 in eligible purchases within the first 90 days of account opening. The same offer also awards 100 Experience Points (XP), which are status credits rather than spendable miles.
50,000 miles
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on Bank of America's website

Features
Issuer
Bank of America
Network
Fees and terms
Annual Fee
$89/yr
Min. annual income
—
Interest rates
Foreign transaction fee
0 %

Issuer terms

Online offer: 50,000 bonus miles + 100 Experience Points (XP) after $2,000 or more in purchases within the first 90 days of account opening.

The 100 bonus XP are earned after the welcome spending requirement. For an Explorer member, Silver starts at 100 XP under Flying Blue qualification rules. XP are separate from miles used for award flights.

Card Benefits Include:

  • Earn 3 Miles per $1 spent on eligible SkyTeam member airline purchases
  • New – Earn 3 Miles per $1 spent on eligible dining purchases
  • Earn 1.5 Miles per $1 spent on everyday purchases
  • Receive 5,000 Miles every year on your account anniversary after you spend $50 or more on purchases within the anniversary year
  • Redeem Miles toward flights with any SkyTeam member airline to over 1,000 destinations worldwide
  • 20 XP every year on your account anniversary
  • Earn an additional 80 XP (totaling 100 XP) on the account anniversary after you spend $15,000 or more on purchases within the anniversary year
  • New – Earn an additional 60 XP (totaling 160 XP) on the account anniversary after you spend $25,000 or more on purchases within the anniversary year
  • No foreign transaction fees*
  • Low annual fee of $89*

Benefits of Flying Blue Silver Status:

Earn 6 Miles per euro spent

  • Priority check-in, baggage drop-off and boarding
  • Some free seat options 24 hours before departure
  • Free selection of standard seats

One free extra checked baggage item on SkyTeam flights

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Rewards
Rate
Restaurants
3x
Air France KLM flights
3x
Read full review

Pros

  • Welcome bonus of 50,000 miles
  • 3x at restaurants

Cons

  • Fewer premium perks

Unlock SkyTeam Alliance Rewards with the Air France KLM Visa Signature®

Online offer: earn 50,000 bonus miles + 100 Experience Points (XP) after $2,000 or more in purchases within the first 90 days of account opening.

The Air France KLM Visa Signature® delivers exceptional value for travelers with access to over 1,000 destinations worldwide through SkyTeam member airlines. With a low $89 annual fee, this card offers:

  • 3 Miles per $1 spent on eligible SkyTeam member airline purchases
  • 3 Miles per $1 spent on eligible dining purchases
  • 1.5 Miles per $1 spent on everyday purchases
  • 5,000 bonus Miles annually after spending $50 or more…
Read full review

Complete Guide

Best Flying Blue Credit Cards

US credit cards that transfer to Air France-KLM Flying Blue.

Compare the cards actually shown below. Sharing an issuer, network, or rewards program does not make their fees, eligibility, or benefits identical.

1

Cards listed

Oct 2026

Last updated

USD

Currency

Our Methodology

Cards closed to new applicants and code-only offers whose terms cannot be verified are excluded. Only cards matching a category can be curated or sponsored on its page. A configured editorial selection replaces the calculated list. Otherwise, category cards are ordered by monthly selection, then first-year welcome-bonus cash value, then lower annual fees. Unknown values follow known values. Sponsored, exclusive, and featured placements then move first, in that order, with labels identifying them. Position is therefore not a universal quality score. The hub shows the first 5 cards from each list. Interest, eligibility, and your own use can change which card suits you.

📊Real data
🔄Updated regularly
⚖️Unbiased review
🎯Transparent criteria

FAQ

Frequently Asked Questions

1Which card should I choose from this table?

Start with your spending and eligibility. Read each card’s reason and trade-off, then compare its fees and terms. First position does not guarantee the best fit for your situation.

2How is the order determined?

Cards closed to new applicants and code-only offers whose terms cannot be verified are excluded. Only cards matching a category can be curated or sponsored on its page. A configured editorial selection replaces the calculated list. Otherwise, category cards are ordered by monthly selection, then first-year welcome-bonus cash value, then lower annual fees. Unknown values follow known values. Sponsored, exclusive, and featured placements then move first, in that order, with labels identifying them. Position is therefore not a universal quality score. The hub shows the first 5 cards from each list. Interest, eligibility, and your own use can change which card suits you.

3Are business cards suitable for everyone?

No. They require eligible business activity and may carry a personal guarantee. A large welcome offer does not make a business card suitable for personal spending.

4Where should I verify offers and benefits?

The table and card details read the site’s catalogue. Also check current issuer terms before applying: welcome offers, required spending, and lounge-access rules can change.

5Does a no-fee card guarantee savings?

No. Interest and other charges can outweigh rewards. Compare the full cost and, when possible, pay your statement balance in full.

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