Best Marriott Bonvoy Credit Cards

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Marriott Bonvoy Business® American Express® Card

Why consider it: Business card. For Marriott business stays where the annual free-night award and elite-night credits will be used.

Trade-off: Certificate limits and booking availability apply; compare business eligibility and benefits with the personal cards. Benefits you actually use must justify the annual fee. An eligible business activity is required.

Annual fee: $125
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$750Total$750Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $750
Welcome offer+ 1 Free Night Award (up to 50,000 points)Earn 100,000 Marriott Bonvoy bonus points and 1 Free Night Award with a redemption level up to 50,000 points after $8,000 in eligible purchases in the first 6 months. Resort fees and terms apply. Offer ends November 4, 2026.: 100,000 points; Ends Nov 4, 2026

Features
Issuer: Amex
Network
Program: Marriott Bonvoy

Fees and terms
Annual Fee: $125/yr
Min. annual income: —

Issuer terms

Earn 100,000 Marriott Bonvoy bonus points and 1 Free Night Award with a redemption level up to 50,000 points after $8,000 in eligible purchases in the first 6 months. Resort fees and terms apply. Offer ends November 4, 2026.
Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy^® member & a Marriott Bonvoy Business^® American Express^® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate.
6x points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy^® program.
4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
2x points on all other eligible purchases.
Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Award can be used for one night (redemption level at or under 35,000 points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Marriott Bonvoy Business^® American Express^® Card.
Terms apply.

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Rewards: Rate
Marriott Bonvoy hotels: 6x
Gas: 4x
Telecom: 4x

Benefits
Travel Wi-Fi: Included

Travel insurance: Coverage
Lost Baggage: $1,250

Purchase protection: Coverage
Purchase Protection: $1,000 · 90 days
Extended Warranty: +1 year
Auto Rental Collision (secondary): $50,000 · 30 days

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Pros

Welcome bonus of 100,000 points
2x on groceries
2x at restaurants

Cons

Fewer premium perks

Boost Your Business Travel with the Marriott Bonvoy Business^® American Express^® Card – Limited-Time Offer!

Earn 100,000 Marriott Bonvoy bonus points and 1 Free Night Award with a redemption level up to 50,000 points after $8,000 in eligible purchases in the first 6 months. Resort fees and terms apply. Offer ends November 4, 2026.

Here’s why this card is a must-have for business travelers:

Big Rewards: Earn 6x points at participating Marriott Bonvoy^® hotels, 4x points at restaurants worldwide, U.S. gas stations, on U.S. wireless telephone services, and on U.S. shipping purchases, and 2x points on all other spending.
Save on Stays: Enjoy a 7% discount on eligible bookings at participating properties when you book directly with Marriott.
Valuable Free Nights: Get one Free Night Award every year after your card renewal month, plus another after spending $60,000 annually (redemption level up to 35,000 points; resort fees may apply).
Gold Elite Status: Enjoy automatic Gold Elite status with perks like bonus points on stays, late checkout, and room upgrades…

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Marriott Bonvoy Brilliant™ American Express® Card

Amex Marriott Bonvoy

Why consider it: For regular Marriott guests who will use Platinum status, the annual free-night award, and dining credits.

Trade-off: The certificate has a points ceiling and expiry; monthly dining credits cannot be valued as unrestricted cash. Benefits you actually use must justify the annual fee.

Annual fee: $650
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$750Total$750Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $750
Welcome offerAfter you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Offer eligibility requirements apply.: 100,000 points

Features
Issuer: Amex
Network
Program: Marriott Bonvoy

Fees and terms
Annual Fee: $650/yr
Min. annual income: —

Issuer terms

Earn 100,000 Marriott Bonvoy^® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
With Marriott Bonvoy^® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
$100 Marriott Bonvoy^® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
Enroll in Priority Pass^™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
No Foreign Transaction Fees on international purchases.
With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month’s wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
$650 Annual Fee.
Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

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Rewards: Rate
Marriott Bonvoy hotels: 6x
Restaurants: 3x

Benefits
Airport lounges: Included
NEXUS: $120
Annual credit: Included
Travel Wi-Fi: Included

Travel insurance: Coverage
Trip Cancellation: $10,000
Trip Interruption: $10,000
Lost Baggage: $3,000
Flight Delay: $500

Purchase protection: Coverage
Purchase Protection: $10,000 · 90 days
Extended Warranty: +1 year
Mobile Device: $800
Auto Rental Collision (secondary): $75,000 · 30 days

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Pros

Welcome bonus of 100,000 points
2x on groceries
3x at restaurants

Cons

High annual fee ($650)

Experience Luxury Benefits with the Marriott Bonvoy Brilliant^® American Express^® Card

Earn 100,000 Marriott Bonvoy^® bonus points after $6,000 in purchases within the first 6 months of Card Membership.
6X points per $1 at Marriott Bonvoy hotels; 3X points at restaurants & on flights; 2X points on all other purchases
$300 annual dining credit ($25 per month)
1 free night award each year (up to 85,000 points)
$100 property credit on qualifying Ritz‑Carlton & St. Regis stays
Complimentary Platinum Elite status with upgrades & free breakfast
Priority Pass Select membership for airport lounge access
Global Entry/TSA PreCheck^® credit every 4 years
Robust travel & purchase protections including trip delay, baggage coverage & cell phone protection
$650 annual fee

Whether you’re planning a weekend getaway or an extended luxury stay, the Marriott Bonvoy Brilliant^® Card delivers top‑tier perks that help you earn and redeem points faster, offset costs with valuable credits, and travel with confidence thanks to elite status and comprehensive protections.

Terms apply. Welcome offer and benefits require qualifying spend and enrollment. See issuer for complete details.

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Marriott Bonvoy Bevy® American Express® Card

Amex Marriott Bonvoy

Why consider it: For Marriott guests seeking Gold status and extra Bonvoy earning on dining and U.S. groceries.

Trade-off: The free-night award needs qualifying annual spending; it is not automatically issued just for renewing. Benefits you actually use must justify the annual fee.

Annual fee: $250
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$638Total$638Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $638
Welcome offerAfter you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership. Offer eligibility requirements apply.: 85,000 points

Features
Issuer: Amex
Network
Program: Marriott Bonvoy

Fees and terms
Annual Fee: $250/yr
Min. annual income: —

Issuer terms

Earn 85,000 Marriott Bonvoy^® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®.
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
Earn 2X points on all other eligible purchases.
Marriott Bonvoy^® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy^®.
With complimentary Marriott Bonvoy^® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
Marriott Bonvoy Bevy^® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy^® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy^® American Express^® Card you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy^® member account. Benefit is not exclusive to Cards offered by American Express.
Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you’ll still earn rewards the way you usually do.
$250 Annual Fee.
Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

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Rewards: Rate
Marriott Bonvoy hotels: 6x
Groceries: 4x
Restaurants: 4x

Travel insurance: Coverage
Lost Baggage: $1,250
Flight Delay: $300

Purchase protection: Coverage
Purchase Protection: $10,000 · 90 days
Extended Warranty: +1 year
Auto Rental Collision (secondary): $50,000 · 30 days

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Pros

Welcome bonus of 85,000 points
4x on groceries
4x at restaurants

Cons

High annual fee ($250)

Elevate Your Travel Experience with the Marriott Bonvoy Bevy^® American Express^® Card

Earn 85,000 Marriott Bonvoy^® bonus points after you spend $5,000 in purchases on your new Card within the first 6 months. That’s enough for several free nights at amazing hotels!

Earn Big with Every Purchase:

6X points at participating Marriott Bonvoy^® hotels
4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2X)
2X points on all other eligible purchases
1,000 bonus points per paid eligible stay booked directly with Marriott

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Marriott Bonvoy Bold® Credit Card

Chase Marriott Bonvoy

Why consider it: For occasional Marriott guests who want Bonvoy earning and an entry point into the program. No annual fee.

Trade-off: Compare its benefits with Boundless if an anniversary night would be useful; award-room availability still governs bookings.

Annual fee: $0
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$338Total$338Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.: $338
Welcome offerEarn 45,000 bonus points after $1,000 in eligible purchases within the first 3 months of account opening. Issuer eligibility and card-family restrictions apply.: 45,000 points

Features
Issuer: Chase
Network
Program: Marriott Bonvoy

Fees and terms
Annual Fee: $0
Min. annual income: —

Interest rates
Purchases: 19.49 %
Foreign transaction fee: 0 %

Issuer terms

Earn 45,000 bonus points after $1,000 in eligible purchases within the first 3 months from account opening. Issuer eligibility and card-family restrictions apply.
Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
1X point for every $1 spent on all other purchases.
Travel now, pay later – Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
Pay Yourself Back^® – Redeem Marriott Bonvoy^® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
Member FDIC

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Rewards: Rate
Marriott Bonvoy hotels: 3x
Travel: 2x

Benefits
Concierge: Included

Travel insurance: Coverage
Delayed Baggage: $500
Lost Baggage: $3,000
Flight Delay: $500
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: $500 · 120 days
Extended Warranty: +1 year
Auto Rental Collision (secondary, primary abroad): $60,000 · 31 days

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Pros

No annual fee
Welcome bonus of 45,000 points

Cons

Fewer premium perks

Marriott Bonvoy Bold: rewards without an annual fee

Current public offer: earn 45,000 bonus points after $1,000 in eligible purchases within the first 3 months of account opening

The Bold card has no annual fee and earns 3 points per dollar from the card on eligible Marriott purchases. The advertised total of up to 14 includes up to 10 programme-member points and up to 1 Silver Elite point; hotel and programme eligibility apply. Other card rates are:

Up to 14X total points per $1 spent at participating Marriott Bonvoy^® hotels
2X points per $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
1X point per $1 spent on all other purchases
No annual fee under the current terms…

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Marriott Bonvoy Boundless® Credit Card

Chase Marriott Bonvoy

Why consider it: For recurring Marriott stays where an anniversary night and elite-night credits can justify keeping the card.

Trade-off: The free-night certificate has a points ceiling, an expiry date, and possible property fees. Benefits you actually use must justify the annual fee.

Annual fee: $95
Welcome offerAfter $3,000 in 3 months: Earn 3 Free Night Awards (each valued up to 50,000 points) after you spend $3,000 on eligible purchases within 3 months of account opening.

Features
Issuer: Chase
Network
Program: Marriott Bonvoy

Fees and terms
Annual Fee: $95/yr
Min. annual income: —

Interest rates
Foreign transaction fee: 0 %

Issuer terms

Earn 3 Free Night Awards (valued up to 50,000 points) after spending $3,000 on eligible purchases within 3 months of account opening.
Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That’s $50 in statement credits semi-annually.
Earn 3X points per $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
No Foreign Transaction Fees. Your points don’t expire as long as you make purchases on your card every 24 months.
Member FDIC

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Rewards: Rate
Marriott Bonvoy hotels: 6x

Benefits
Concierge: Included

Travel insurance: Coverage
Delayed Baggage: $500
Lost Baggage: $3,000
Flight Delay: $500
Travel Accident: $500,000

Purchase protection: Coverage
Purchase Protection: $500 · 120 days
Extended Warranty: +1 year
Auto Rental Collision (secondary, primary abroad): $60,000 · 31 days

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Pros

2x on groceries
2x at restaurants

Cons

No welcome bonus

Unlock Premium Hotel Benefits with the Marriott Bonvoy Boundless^® Credit Card

Earn 3 Free Night Awards (each valued up to 50,000 points) after spending $3,000 on eligible purchases within 3 months of account opening.

The Marriott Bonvoy Boundless^® Credit Card delivers exceptional value for frequent hotel guests. With this hotel-focused rewards card, you’ll enjoy:

3X points per $1 on the first $6,000 spent annually on grocery stores, gas stations, and dining
1X points per $1 on all other purchases
Up to 17X total points per $1 spent at participating Marriott Bonvoy^® hotels
1 Elite Night Credit for every $5,000 you spend

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Complete Guide

Compare Marriott Bonvoy Brilliant, Boundless, Bold, and business cards.

Compare the cards actually shown below. Sharing an issuer, network, or rewards program does not make their fees, eligibility, or benefits identical.

Cards listed

Oct 2026

Last updated

USD

Currency

Our Methodology

Cards closed to new applicants and code-only offers whose terms cannot be verified are excluded. Only cards matching a category can be curated or sponsored on its page. A configured editorial selection replaces the calculated list. Otherwise, category cards are ordered by monthly selection, then first-year welcome-bonus cash value, then lower annual fees. Unknown values follow known values. Sponsored, exclusive, and featured placements then move first, in that order, with labels identifying them. Position is therefore not a universal quality score. The hub shows the first 5 cards from each list. Interest, eligibility, and your own use can change which card suits you.

📊Real data

🔄Updated regularly

⚖️Unbiased review

🎯Transparent criteria

FAQ

Frequently Asked Questions

1Which card should I choose from this table?

Start with your spending and eligibility. Read each card’s reason and trade-off, then compare its fees and terms. First position does not guarantee the best fit for your situation.

2How is the order determined?

3Are business cards suitable for everyone?

No. They require eligible business activity and may carry a personal guarantee. A large welcome offer does not make a business card suitable for personal spending.

4Where should I verify offers and benefits?

The table and card details read the site’s catalogue. Also check current issuer terms before applying: welcome offers, required spending, and lounge-access rules can change.

5Does a no-fee card guarantee savings?

No. Interest and other charges can outweigh rewards. Compare the full cost and, when possible, pay your statement balance in full.

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Best Marriott Bonvoy Credit Cards - October 2026

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