BankAmericard^® for Students

Fees & Conditions

Our review

Manage Your Student Finances with the BankAmericard® Credit Card for Students

• 0% intro APR for 18 billing cycles on purchases and balance transfers made in the first 60 days
• No annual fee
• No rewards program—focus on interest savings, not tracking points
• Variable APR of 16.24%–26.24% after the intro period
• Build credit with responsible use and on‑time payments

This card is designed for students with good to excellent credit who need a long interest‑free window to cover textbooks, tech or living expenses. With no annual fee and no penalty APR for late payments, you can pay down balances on your own schedule. Take advantage of one of the longest intro APR offers available to tackle larger purchases—then transition to a competitive variable rate when the promotional period ends.

Ideal for budgeting your semester costs, the BankAmericard® for Students keeps things simple: no rewards tiers, no foreign transaction fees and straightforward terms. Use your mobile app to track spending, set up automatic alerts and stay on top of due dates. Build healthy credit habits now, so you’re ready when you graduate and need to finance bigger goals.