The Platinum Card® from American Express

Welcome Bonus
Up to 175,000 Membership Rewards Points
  • Earn 5x points on flights
Annual Fee
$695
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates
The-Platinum-Card<sup>®</sup>-from-American-Express
The Platinum Card® from American Express
Up to 175,000 Membership Rewards Points
Apply Now

Offer

  • You may be eligible for as high as 175,000 Membership Rewards Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel using your Platinum Card. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
  • A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • $200 Uber Cash: Platinum Card Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
  • $199 CLEAR Plus Credit: CLEAR Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card.
  • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Platinum Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world’s most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card to your Resy profile to take advantage of your special benefits and discover restaurants near you.
  • $695 annual fee.
  • Terms Apply.

Fees & Conditions

Annual Fee $695
Foreign Transaction Fee 0.00%

Advantages

Welcome Bonus amount Up to 175,000 Membership Rewards Points
Minimum Spending Required $8,000
Minimum Spending Timeframe (Months) 6 month(s)

Earnings

Per dollar of purchases

All Spending 1 Membership Rewards Point
Groceries 1 Membership Rewards Point
Gas 1 Membership Rewards Point
Dining and Food delivery 1 Membership Rewards Point
Convenience Stores 1 Membership Rewards Point
Drugstores 1 Membership Rewards Point
Local Transport 1 Membership Rewards Point
Travel 5 Membership Rewards Points
Entertainment 1 Membership Rewards Point
Recurring Payments 1 Membership Rewards Point
Telecom/Internet 1 Membership Rewards Point
Streaming services 1 Membership Rewards Point
Online transactions 1 Membership Rewards Point
Office Supplies 1 Membership Rewards Point

Our review

Unlock Unmatched Travel & Lifestyle Perks with The Platinum Card® from American Express

  • 5X points on flights booked directly with airlines or through AmEx Travel, and on prepaid Fine Hotels + Resorts® & The Hotel Collection® stays
  • 1X point on all other purchases
  • $200 airline fee credit (up to $200 per calendar year) for baggage fees, in‑flight refreshments and other incidental charges
  • $200 hotel credit (up to $200 per calendar year) for prepaid Fine Hotels + Resorts® or The Hotel Collection® bookings
  • $240 digital entertainment credit ($20 per month) on eligible streaming services
  • $300 Equinox credit ($25 per month) for Equinox gym or app purchases
  • $189 CLEAR® Plus credit (up to $189 per calendar year) for expedited airport security
  • $100 Global Entry/TSA PreCheck® credit every 4–4.5 years
  • Complimentary lounge access to The Centurion® Network, Priority Pass™ Select, Delta Sky Clubs® (when flying Delta) and more
  • $695 annual fee

Whether you’re jetting across continents or unwinding at a luxury resort, The Platinum Card® delivers premium benefits that easily offset its fee—if you use them. Earn accelerated Membership Rewards® points on travel, then redeem or transfer them to top airline and hotel partners. Enjoy exclusive credits, top‑tier lounge access and white‑glove concierge services, all managed seamlessly in the AmEx app. Terms apply.

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