American Express Plum Card®

Offer

Paying early pays off: earn an unlimited 1.5% Early Pay Discount on eligible charges paid within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Payment Due Date.
Take up to 60 days to pay with no interest, when you pay your minimum due by the Payment Due Date.
No Foreign Transaction Fees.
Terms Apply. Learn More.

Fees & Conditions

Annual Fee $250

Our review

Streamline Your Cash Flow with The Plum Card® from American Express

1.5% discount on purchases paid in full within 10 days of statement closing
Up to 60 days to settle your balance without interest
No preset spending limit—flexible buying power that grows with your business
No foreign transaction fees for global purchasing
Employee cards at no additional cost
$250 annual fee

Whether you’re timing vendor payments or managing project expenses, the Plum Card® puts you in control of your cash flow. Earn valuable savings by paying early, or leverage an extended payment window to free up working capital when you need it most. Its charge‑card design means your full balance is due each billing cycle, keeping spending disciplined yet adaptable. Perfect for businesses with irregular revenue patterns, this card’s flexible limit and streamlined terms help you stay nimble in a fast‑moving market.

Terms apply. Full balance due each cycle; early‑pay discount applies to payments made within 10 days of statement close. See American Express for details.