Best American Express Credit Cards

Amex Membership Rewards Credit Cards

Here are the best American Express Membership Rewards Card Offers:

American Express® Gold Card

Experience Dining & Travel Rewards with the American Express^® Gold Card

Up to 100,000 Membership Rewards^® points after $6,000 in purchases within the first 6 months
4X points at restaurants worldwide (on up to $50,000 per year, then 1X)
4X points at U.S. supermarkets (on up to $25,000 per year, then 1X)
3X points on flights booked directly with airlines or on AmEx Travel
1X point on all other purchases
No foreign transaction fees
$120 annual dining credit ($10 monthly) at select partners like Grubhub & The Cheesecake Factory
Up to $120 Uber Cash ($10 monthly) for U.S. Uber rides & Uber Eats
Up to $100 Resy credit ($50 semi‑annually) on eligible restaurant bookings
Up to $84 Dunkin’ credit ($7 monthly) at U.S. Dunkin’ locations
Transfer points to leading airline & hotel partners for maximum value

Whether you’re indulging in chef‑crafted meals, stocking up on groceries or flying across the globe, the AmEx Gold Card turns everyday spend into premium rewards. Use your monthly credits, earn accelerated points on dining and travel, and redeem points for statement credits or transfer to top loyalty programs—all while enjoying no foreign transaction fees.

Terms apply. Welcome offer and credits require enrollment and qualifying purchases. See issuer for full details.

The Platinum Card® from American Express

Unlock Unmatched Travel & Lifestyle Perks with The Platinum Card^® from American Express

5X points on flights booked directly with airlines or through AmEx Travel, and on prepaid Fine Hotels + Resorts^® & The Hotel Collection^® stays
1X point on all other purchases
$200 airline fee credit (up to $200 per calendar year) for baggage fees, in‑flight refreshments and other incidental charges
$200 hotel credit (up to $200 per calendar year) for prepaid Fine Hotels + Resorts^® or The Hotel Collection^® bookings
$240 digital entertainment credit ($20 per month) on eligible streaming services
$300 Equinox credit ($25 per month) for Equinox gym or app purchases
$189 CLEAR^® Plus credit (up to $189 per calendar year) for expedited airport security
$100 Global Entry/TSA PreCheck^® credit every 4–4.5 years
Complimentary lounge access to The Centurion^® Network, Priority Pass™ Select, Delta Sky Clubs^® (when flying Delta) and more
$695 annual fee

Whether you’re jetting across continents or unwinding at a luxury resort, The Platinum Card^® delivers premium benefits that easily offset its fee—if you use them. Earn accelerated Membership Rewards^® points on travel, then redeem or transfer them to top airline and hotel partners. Enjoy exclusive credits, top‑tier lounge access and white‑glove concierge services, all managed seamlessly in the AmEx app. Terms apply.

Amex Marriott Bonvoy Credit Cards

Here are the best American Express Marriott Bonvoy Card Offers:

Marriott Bonvoy Brilliant™ American Express® Card

Experience Luxury Benefits with the Marriott Bonvoy Brilliant^® American Express^® Card

Up to 150,000 bonus points (100,000 after $6,000 spend + 50,000 after an additional $2,000 within 6 months)
6X points per $1 at Marriott Bonvoy hotels; 3X points at restaurants & on flights; 2X points on all other purchases
$300 annual dining credit ($25 per month)
1 free night award each year (up to 85,000 points)
$100 property credit on qualifying Ritz‑Carlton & St. Regis stays
Complimentary Platinum Elite status with upgrades & free breakfast
Priority Pass Select membership for airport lounge access
Global Entry/TSA PreCheck^® credit every 4 years
Robust travel & purchase protections including trip delay, baggage coverage & cell phone protection
$650 annual fee

Whether you’re planning a weekend getaway or an extended luxury stay, the Marriott Bonvoy Brilliant^® Card delivers top‑tier perks that help you earn and redeem points faster, offset costs with valuable credits, and travel with confidence thanks to elite status and comprehensive protections.

Terms apply. Welcome offer and benefits require qualifying spend and enrollment. See issuer for complete details.

Amex Hilton Honors Credit Cards

Here are the best American Express Hilton Honors Card Offers:

Hilton Honors American Express Aspire Card

Unlock Luxury Stays & Exclusive Perks with the Hilton Honors Aspire Card

14X points per $1 on Hilton stays
7X points per $1 on flights booked directly with airlines or through AmexTravel.com, car rentals and U.S. restaurants
3X points per $1 on all other eligible purchases
$450 Hilton resort credit annually (up to $150 per stay)
$250 airline fee credit per calendar year for incidental charges
$100 Digital Entertainment credit each year for eligible services
Automatic Hilton Honors Diamond status for room upgrades, free breakfast and premium Wi‑Fi
Complimentary Priority Pass™ Select membership with unlimited lounge visits
Free weekend night reward each year after renewal
No foreign transaction fees

This card is ideal for travelers who demand top-tier benefits at every stay. Earn accelerated points on all your Hilton bookings and everyday spending, then redeem them for free nights or premium experiences. Your annual credits offset the fee and elevate resort and airline travel, while Diamond status ensures comfort from check‑in to checkout. Manage your rewards effortlessly with the Amex app and enjoy seamless access to lounges worldwide.

Terms apply. Credits require enrollment and eligible purchases. See issuer for complete details.

Hilton Honors American Express Surpass® Card

Maximize Your Hilton Honors Rewards with the Hilton Honors American Express Surpass^® Card

130,000 bonus points after $3,000 in purchases within 6 months
$0 intro annual fee for the first year, then $150
Up to $200 annual statement credit ($50 per quarter) on eligible Hilton purchases
12X points per $1 on Hilton portfolio stays
6X points per $1 at U.S. restaurants, supermarkets & gas stations
4X points per $1 on U.S. online retail purchases
3X points per $1 on all other eligible purchases
Complimentary Hilton Honors Gold Status and a fast track to Diamond Status
Free Night Reward after $15,000 in annual spend
National Car Rental Emerald Club Executive status (enrollment required)
No foreign transaction fees

Whether you’re booking a quick weekend getaway or a multi‑night resort stay, this card puts powerful rewards and perks in your hands. Offset the annual fee with quarterly statement credits on Hilton stays, then rack up accelerated points on both hotel nights and everyday purchases. Enjoy automatic Gold elite benefits—like room upgrades, complimentary breakfast and bonus points—and use your Free Night Reward to unlock even more value. Manage your Hilton Honors balance seamlessly in the AmEx app and get the most out of every stay.

Terms apply. Statement credits capped at $50 per quarter. Welcome offer and benefits require qualifying purchases. See issuer for full details.

Amex Delta SkyMiles Credit Cards

Here are the best American Express Delta SkyMiles Card Offers:

Delta SkyMiles® Reserve American Express Card

Elevate Your Delta Experience with the Delta SkyMiles^® Reserve American Express Card

70,000 bonus miles after $5,000 in purchases within 6 months
3X miles on eligible Delta purchases; 1X mile on all other spend
15 Delta Sky Club^® visits per Medallion^® year, plus unlimited access after $75,000 spend and four annual guest passes
Centurion^® Lounge access when you book a Delta flight
2,500 MQD head start each year + 1 MQD per $10 in card spend toward elite status
$240 Resy^® credit ($20/month) & $120 rideshare credit ($10/month)
15% off award travel when you use miles to book flights
Priority boarding and free first checked bag for you and up to eight companions
$650 annual fee; no foreign transaction fees

This premium card is built for Delta loyalists who want luxury perks and a fast track to elite status. From lounge access and companion privileges to monthly statement credits and accelerated MQDs, every benefit is tailored to enhance your travel. Manage your account and track rewards seamlessly in the AmEx app—then sit back, relax, and let your card take you further.

Terms apply. See American Express for complete details and eligibility.

Delta SkyMiles® Gold American Express Card

Maximize Your Delta Travel Benefits with the SkyMiles^® Gold American Express Card

50,000 bonus miles after $2,000 in purchases within 6 months
2× miles on Delta purchases, at restaurants worldwide and U.S. supermarkets
1× mile on all other eligible purchases
$0 intro annual fee for the first year, then $150
No foreign transaction fees
First checked bag free for you and up to 8 companions on Delta flights
Priority boarding with Zone 5 access
20% savings on in‑flight food, beverages and audio headsets
$200 Delta flight credit after $10,000 in card spend per year
$100 annual Delta Stays credit for prepaid hotel stays or vacation rentals
15% miles back on Award Travel booked through delta.com or the Fly Delta app

This card delivers powerful perks for Delta flyers—from generous sign‑up miles and annual credits to standout baggage and boarding privileges. Whether you’re checking multiple bags, dining in the sky or booking award travel, you’ll enjoy seamless rewards and travel savings in every corner of the Delta network. Manage your account in the AmEx app and make every trip more rewarding.

Amex Cash Back Credit Cards

Here are the best American Express Cash Back Card Offers:

FAQs About American Express Credit Cards

Why do people choose American Express over other issuers?

American Express is known for its premium benefits, strong customer support, and a robust rewards ecosystem. Many cardholders appreciate the exclusive perks Amex offers, such as airport lounge access, statement credits, and Membership Rewards transfers.

What’s required to get approved for an Amex card?

Most American Express cards are designed for individuals with good to excellent credit. While approval isn’t based on a single number, a FICO score of 700 or higher generally improves your chances — especially for travel and premium cards.

Does Amex offer credit cards for beginners?

Yes. While American Express is famous for its luxury cards, it also issues entry-level products like the Amex Blue Cash Everyday^® Card, which has no annual fee and offers straightforward cash back on everyday purchases.

How many American Express cards can I hold at once?

American Express typically allows up to five personal credit cards at the same time. However, charge cards (like the Platinum or Gold) and business cards don’t always count toward this limit, offering more flexibility for frequent users.

Where is American Express accepted today?

Acceptance of Amex has expanded significantly in recent years. In the U.S., it’s now accepted by nearly all merchants that take credit cards. However, acceptance may still vary when traveling internationally, especially in smaller markets.

How do I compare Amex cards to choose the right one?

Start by identifying your goals: travel rewards, cash back, or lifestyle perks. Then compare the earning structures, welcome bonuses, and annual fees. Our guide to Amex cards helps you filter based on what matters most to you.