Best Chase Credit Cards

Chase Sapphire Preferred® Card

Unlock Travel Rewards with the Chase Sapphire Preferred^® Credit Card

75,000 bonus points after spending $5,000 in the first 3 months
5X points on travel booked through Chase Travel℠
3X points on dining, select streaming services and online grocery purchases
2X points on all other travel
1X point on all other purchases
$50 annual hotel credit through Chase Travel℠
10% anniversary points boost on prior year’s spend
No foreign transaction fees
$95 annual fee

Make every trip count with flexible redemption options—transfer points 1:1 to top airline and hotel partners or boost their value when booking through Chase. Enjoy built‑in travel protections like trip cancellation/interruption insurance, primary rental car coverage and lost luggage reimbursement, plus seamless account management via the Chase mobile app. Whether you’re a frequent flyer or planning your next getaway, the Chase Sapphire Preferred^® delivers premium perks at an approachable price.

Terms apply. Bonus offer requires minimum spend. Annual fee applies. See Chase for full details.

Chase Sapphire Reserve®

Experience Luxury Travel with the Chase Sapphire Reserve^® Credit Card

100,000 bonus points + $500 travel credit after $5,000 in purchases in the first 3 months
8X points on travel booked through Chase Travel℠; 4X points on direct airline and hotel bookings
3X points on dining and eligible delivery services; 1X point on all other purchases
$300 annual travel credit automatically applied to travel purchases
Complimentary lounge access with Priority Pass™ Select and Chase Sapphire Lounges for you +2 guests
Up to $300 in annual credits for dining at Exclusive Tables and stays with The Edit
$120 Global Entry/TSA PreCheck^® credit every four years
No foreign transaction fees
$795 annual fee

From premium lounge retreats to robust trip protections—cancellation, interruption, auto rental and baggage insurance—this card lets you travel with confidence. Manage your account seamlessly in the Chase app, tap to pay with contactless security, and let automatic credits offset the annual fee for high‑value perks all year long.

Terms apply. See issuer for complete details and eligibility.

Aeroplan® Credit Card

Unlock Premier Travel Perks with the Aeroplan^® Credit Card from Chase

75,000 bonus points after spending $4,000 in your first 3 months
3X points on groceries, dining and Air Canada purchases; 1X point on all other spend
Up to 1,500 bonus points per month (500 points for every $2,000 spent)
No foreign transaction fees
$95 annual fee
Automatic Aeroplan 25K status plus a one‑level status boost at $50,000 annual spend
First checked bag free on Air Canada flights for you and up to 8 companions
$120 Global Entry/TSA PreCheck credit every four years
Pay Yourself Back^®: redeem points at 1.25¢ each for travel statement credits
Comprehensive travel protections: trip cancellation, baggage delay and more

Perfect for frequent flyers, this card combines generous Everyday 3X earnings with exclusive airline benefits that elevate every trip. Track rewards and access perks seamlessly in the Chase app for a truly upgraded travel experience.

Terms apply. See issuer’s website for complete details and eligibility.

Chase Freedom Unlimited®

Supercharge Every Purchase with the Chase Freedom Unlimited^® Credit Card

$200 bonus after you spend $500 on purchases in your first 3 months
0% intro APR on purchases and balance transfers for 15 months
5% cash back on travel booked through Chase Ultimate Rewards^®
3% cash back on dining (including takeout & delivery) and drugstore purchases
2% cash back on Lyft rides through September 2027
1.5% cash back on all other purchases
No annual fee

Manage your card seamlessly in the Chase Mobile^® app, track your Ultimate Rewards^® points in real time, and redeem them instantly as statement credits or toward travel, gift cards and more. With flexible bonus categories and effortless redemptions, Freedom Unlimited^® is your go‑to for maximizing everyday rewards.

Terms apply. 3% foreign transaction fee. See issuer’s website for complete rates and fees.

FAQs About Chase Credit Cards

What’s the top Chase credit card to choose?

There’s no universally “best” Chase card — it depends on your lifestyle and goals. Whether you want travel points, cash back, or premium perks, Chase offers several options you can combine to earn more on every purchase.

How do I start a Chase credit card application?

You can apply online by selecting a card and clicking “Apply Now” on our site. You’ll be redirected to Chase’s secure application form. Just follow the steps to submit your details — it only takes a few minutes.

Can I have more than one Chase credit card?

Yes — many people hold several Chase cards at once. However, Chase limits your overall credit and uses rules like 5/24, which restricts approvals if you’ve opened five or more credit cards (from any issuer) in the last 24 months.

What is the Chase 5/24 rule?

This popular Chase rule means your application may be declined if you’ve opened five or more credit cards in the last two years. It’s a key factor in Chase’s approval process, even if you have a strong credit score.

Can I hold multiple versions of the same Chase card?

In most cases, you can’t have two personal Sapphire cards at the same time, and you’ll only qualify for a Sapphire welcome bonus once every 48 months. For Southwest cards, however, it’s possible to hold both a personal and a business version.

What credit score is needed to qualify for a Chase card?

Chase typically approves applicants with a credit score above 700. Some mid-tier cards may allow approval in the high 600s, but premium travel cards generally require excellent credit — usually 720 or more for the best odds.

Will Chase check my credit report when I apply?

Yes. When you submit a Chase application, it triggers a hard inquiry on your credit report, which may slightly lower your score. This is standard with most credit card issuers.