Best Southwest Rapid Rewards Credit Cards

Here are the best Southwest Rapid Rewards credit card offers:

Southwest Rapid Rewards® Priority Credit Card

Enjoy Premium Perks with the Southwest Rapid Rewards^® Priority Credit Card

50,000 bonus points after $1,000 in purchases within your first 3 months
3X points on Southwest^® flights
2X points on Rapid Rewards^® hotel and car rental partner purchases
2X points on local transit, rideshare, internet, cable & phone services
1X point on all other purchases
7,500 anniversary points each year
4 upgraded boardings per year when available
$75 annual travel credit for Southwest^® purchases
No foreign transaction fees
$149 annual fee

With elevated earning on flights and everyday services, the Priority card delivers both flexibility and value. Use your annual travel credit to offset fees, enjoy priority boarding upgrades, and boost your balance with anniversary points. Redeem for any Southwest^® flight with no blackout dates and track everything effortlessly in the Southwest^® app or online portal.

Terms apply. Bonus points and anniversary credits require qualifying purchases. Upgraded boardings subject to availability. See full terms for details.

Southwest Rapid Rewards® Plus Credit Card

Boost Your Southwest Rewards with the Southwest Rapid Rewards^® Plus Credit Card

50,000 bonus points after $1,000 in purchases within 3 months
2X points on Southwest^® flights
2X points on local transit, rideshares, internet, cable, phone and select streaming
1X point on all other purchases
3,000 anniversary points each cardmember anniversary
2 EarlyBird Check‑In^® credits per year
Points never expire and no blackout dates
3% foreign transaction fee
$69 annual fee

Ideal for Southwest loyalists seeking solid ongoing rewards without a high fee, this card combines a generous welcome bonus with elevated earning on flights and everyday services. Track your points, book flights and manage EarlyBird Check‑In^® credits seamlessly in the Southwest app.

Terms apply. Bonus points after qualifying spend. Foreign transaction fee applies. See full terms for details.

Southwest Rapid Rewards® Premier Credit Card

Fast-Track Free Flights with the Southwest Rapid Rewards^® Premier Credit Card

50,000 bonus points after $1,000 in purchases in the first 3 months
3X points on Southwest^® flights
2X points on Rapid Rewards^® hotel & car rental partners
2X points on local transit, commuting, internet, cable, phone & select streaming
1X point on all other purchases
6,000 anniversary points every account year
4 upgraded boardings per year
No foreign transaction fees

Whether you’re flying for business or leisure, this card accelerates your points balance with top‑tier earnings on flights and everyday expenses. Enjoy a generous sign‑up bonus and annual anniversary points to redeem free flights sooner, plus enhanced travel comfort with upgraded boardings. Earn unlimited tier‑qualifying points on every $5,000 spent to fast‑track A‑List status, and manage your rewards seamlessly in the Southwest^® app.

Terms apply. Sign‑up and anniversary bonuses require qualifying purchases. Upgraded boardings subject to availability. See full terms for details.

Southwest Rapid Rewards® Performance Business Credit Card

Elevate Your Business Travel with the Southwest Rapid Rewards^® Performance Business Card

80,000 bonus points after you spend $5,000 on purchases in the first 3 months
9,000 anniversary points each year after your cardmember anniversary
4X points per $1 on Southwest^® purchases
3X points per $1 on Rapid Rewards^® hotel and car rental partner purchases
2X points per $1 on local transit & rideshare
2X points per $1 on social media & search engine advertising, internet, cable & phone services
1X point per $1 on all other purchases
4 upgraded boardings per year when available
No foreign transaction fees
$199 annual fee

Designed for entrepreneurs who fly Southwest frequently, this card turns routine business expenses into Rapid Rewards points faster. Unlock a generous welcome bonus, enjoy annual anniversary points to boost your balance, and accelerate earnings on flights, hotel stays, advertising and more. With perks like upgraded boarding and no foreign transaction fees, you’ll travel smarter and save on additional charges. Manage your account, book flights and redeem rewards seamlessly through the Southwest app or online portal.

Terms apply. Welcome bonus requires $5,000 spend in the first 3 months. Upgraded boardings subject to availability. See issuer for complete details and enrollment requirements.

Southwest Rapid Rewards® Premier Business Credit Card

Optimize every business trip with the Southwest Rapid Rewards^® Premier Business Credit Card.

80,000 bonus points after spending $5,000 within the first 3 months
3X points per $1 on Southwest^® flights
2X points per $1 on Rapid Rewards^® hotel and car rental partner purchases
2X points per $1 on local transit, rideshare, internet, cable & phone services
2X points per $1 on social media & search engine advertising
1X point per $1 on all other purchases
9,000 anniversary points each year
4 upgraded boardings per year when available
No foreign transaction fees
$199 annual fee

Designed for entrepreneurs who rely on Southwest for flights and invest in advertising and operations, this card accelerates your rewards on every dollar. Redeem points for free travel with no blackout dates, enjoy annual anniversary points to boost your balance, and breeze through security with upgraded boarding privileges. Manage your account and track your points seamlessly in the Southwest^® mobile app or online portal, and keep foreign transaction costs at zero when you travel abroad.

Terms apply. Bonus points and anniversary credits require qualifying purchases. Upgraded boardings subject to availability. See issuer’s site for complete details.

FAQs About Southwest Rapid Rewards Credit Cards

What are the benefits of a Southwest Rapid Rewards credit card?

Southwest credit cards offer benefits such as bonus points on Southwest purchases, early boarding upgrades, annual anniversary points, and the ability to earn points toward the Companion Pass — one of the most valuable travel perks available.

What is the Southwest Companion Pass and how do I earn it?

The Companion Pass lets you bring one person with you on all Southwest flights for just the cost of taxes and fees. You can earn it by accumulating a required number of points or qualifying flights in a calendar year — and points earned through Southwest credit cards count toward this goal.

Can I use my Rapid Rewards points for flights with other airlines?

No, Rapid Rewards points are redeemable only for Southwest Airlines flights or travel booked through Southwest’s travel portal. They are not transferable to other airline programs.

Do Rapid Rewards points expire?

No, as long as your Rapid Rewards account remains open, your points will not expire. However, accounts may be closed due to prolonged inactivity, so it’s best to keep earning or redeeming periodically.

Is there foreign transaction fee on Southwest credit cards?

Most of Southwest’s co-branded cards have no foreign transaction fees, making them suitable for international travel — though it’s always best to check the specific card’s terms to confirm.

Can I have more than one Southwest credit card?

Yes, it’s possible to hold multiple Southwest credit cards, including both personal and business versions. This can help you earn more points and benefits — but approval depends on your credit profile and issuer rules.