The Business Platinum Card® from American Express

Offer

Limited Time Travel Offer: Earn 150,000 Membership Rewards points after you spend $20,000 on eligible purchases on your Business Platinum Card within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
The American Express Global Lounge Collection can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024.
Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card. Enrollment required.
Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
NEW! Make the Business Platinum Card work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
Earn 5X Membership Rewards points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com. 1X points on other eligible purchases.
Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
$199 CLEAR Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR Plus Membership (subject to auto-renewal) when you use the Business Platinum Card.
$695 Annual Fee.
Terms Apply.

Fees & Conditions

Annual Fee $695

Foreign Transaction Fee 0.00%

Purchase Rates 18.49% - 27.49% (Variable)

Advantages

Welcome Bonus amount 150,000 Membership Rewards Points + $500 statement credit

Minimum Spending Required $20,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Membership Rewards Point

Groceries 1 Membership Rewards Point

Gas 1 Membership Rewards Point

Dining and Food delivery 1 Membership Rewards Point

Convenience Stores 1 Membership Rewards Point

Drugstores 1 Membership Rewards Point

Local Transport 1 Membership Rewards Point

Travel 5 Membership Rewards Points

Entertainment 1 Membership Rewards Point

Recurring Payments 1 Membership Rewards Point

Telecom/Internet 1 Membership Rewards Point

Streaming services 1 Membership Rewards Point

Online transactions 1 Membership Rewards Point

Office Supplies 1 Membership Rewards Point

Our review

Supercharge Your Business Travel with the American Express® Business Platinum Card

5X Membership Rewards® points on flights and prepaid hotels booked through AmexTravel.com
1.5X points on eligible purchases in key business categories or on spends of $5,000 or more
1X point on all other purchases
Up to $200 Hilton statement credit (enroll) and up to $209 CLEAR® Plus credit annually
Complimentary access to 1,400+ lounges worldwide via the American Express Global Lounge Collection®
Complimentary Gold status with both Hilton Honors® and Marriott Bonvoy® (enroll)
Fine Hotels + Resorts® perks—daily breakfast, upgrades and late checkout at luxury properties
No foreign transaction fees
$695 annual fee

Tailored for entrepreneurs on the move, this card turns travel and large business expenses into valuable rewards and VIP privileges. Earn enhanced points on airfare and accommodations, then offset your fee with generous hotel and security‑through‑security credits. Take advantage of automatic elite hospitality benefits, seamless enrollment in premium lounge networks, and unmatched concierge services. With flexible point redemptions across travel, statement credits and more, the Business Platinum Card ensures every trip delivers maximum return.

Terms apply. Enrollment required for select benefits and statement credits; see issuer for details.