IHG® One Rewards Premier Business Credit Card

Welcome Bonus
140,000 Points
  • Earn up to 26x at IHG Hotels
  • Anniversary Free Night
  • IHG Rewards Platinum Status
Annual Fee
$99
Interest rates
Purchase Rates
19.99% - 28.49% (Variable)
Cash Advance Rates
29.24% (Variable)
Balance Transfer Rates
19.99% - 28.49% (Variable)
IHG<sup>®</sup>-Rewards-Premier-Business
IHG® One Rewards Premier Business Credit Card
140,000 Points
Apply Now

Offer

  • Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
  • Anniversary Free Night at IHG Hotels & Resorts. Plus, 4th reward night free on 4-night point redemptions.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
  • Earn 5 points per $1 on travel, gas, select advertising, and restaurants; 3 points per $1 on all other purchases.
  • Automatic Platinum Elite status as long as you remain a Premier Business cardmember.
  • Global Entry, TSA PreCheck® or NEXUS statement credit up to $120 every 4 years.
  • IHG One Rewards points redeemable at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
  • Member FDIC

Fees & Conditions

Annual Fee $99
Foreign Transaction Fee 0.00%
Purchase Rates 19.99% - 28.49% (Variable)
Cash Advance Rates 29.24% (Variable)
Balance Transfer Rates 19.99% - 28.49% (Variable)

Advantages

Welcome Bonus amount 140,000 Points
Minimum Spending Required $3,000
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 3 Points
Groceries 3 Points
Gas 5 Points
Dining and Food delivery 5 Points
Convenience Stores 3 Points
Drugstores 3 Points
Local Transport 3 Points
Travel 5 Points
Entertainment 3 Points
Recurring Payments 3 Points
Telecom/Internet 3 Points
Streaming services 3 Points
Online transactions 3 Points
Office Supplies 3 Points

Our review

Energize Your Business Travels with the IHG One Rewards Premier Business Card

  • 140,000 bonus points after spending $4,000 in the first 3 months
  • 10X points per $1 at IHG Hotels & Resorts
  • 5X points per $1 on travel, dining, gas stations, office supplies and select advertising
  • 3X points per $1 on all other purchases
  • Anniversary free night each year plus fourth night free on four-night award stays
  • Additional free night after $60,000 in annual spend
  • Automatic Platinum Elite status with IHG One Rewards benefits
  • $100 statement credit & 10,000 bonus points after $20,000 in annual spend
  • $120 Global Entry/TSA PreCheck® credit every four years
  • No foreign transaction fees and a $99 annual fee

Perfect for frequent IHG guests and busy professionals, this card turbocharges your business and travel expenses with unmatched hotel rewards and elite perks. Enjoy seamless point redemptions across 6,000+ IHG properties, elevate your stays with automatic Platinum Elite benefits, and unlock milestone bonuses that deliver free nights and statement credits. Backed by Chase’s intuitive app and world-class support, the IHG Premier Business Card turns every dollar into luxurious experiences and accelerated status.

Terms apply. Welcome bonus requires minimum spend. Annual free-night award based on 40,000 points. See Chase for full details and eligibility.

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