Citi Strata Elite℠ Card

Offer

Earn 80,000 bonus points after spending $4,000 in the first 3 months
12 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com
6 points per dollar spent on Air Travel booked on cititravel.com
6 points per dollar spent at restaurants on Citi Nights℠ purchases, Friday and Saturday from 6 PM – 6 AM ET
3 points per dollar spent at Restaurants any other time
1.5 points per dollar spent on All Other Purchases
Up to $300 Annual Hotel Benefit
Up to $200 Annual Splurge Credit℠
Up to $200 Annual Blacklane® Credit
Priority Pass™ Select membership
American Airlines Admirals Club® Lounge Access Passes
Additionally, Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit

Fees & Conditions

Annual Fee $595

First Additional Card $75

Other Additional Card $75

Foreign Transaction Fee 0.00%

Purchase Rates 21.24% - 29.24% (Variable)

Balance Transfer Rates 21.24% - 29.24% (Variable)

Advantages

Welcome Bonus amount 80,000 Points

Minimum Spending Required $4,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Point

Groceries 3 Points

Gas 3 Points

Dining and Food delivery 2 Points

Convenience Stores 1 Point

Drugstores 1 Point

Local Transport 1 Point

Travel 1 Point

Entertainment 1 Point

Recurring Payments 1 Point

Telecom/Internet 1 Point

Streaming services 1 Point

Online transactions 1 Point

Office Supplies 1 Point

Our review

Unlock Ultra‑Premium Rewards with the Citi Strata Elite℠ Card

80,000 bonus points after $4,000 in purchases within your first 3 months
12× points on hotels, car rentals & attractions booked through CitiTravel.com
6× points on airfare booked through CitiTravel.com
6× points on weekend dining (Friday & Saturday from 6 PM–6 AM ET)
3× points on restaurants any other time
1.5× points on all other purchases
Up to $300 annual hotel credit on two‑night bookings via CitiTravel.com
Up to $200 annual Splurge Credit℠ (choose two brands: 1stDibs, AA, Best Buy, personal training, Live Nation)
Up to $200 Blacklane® chauffeur credit per year
Priority Pass™ Select lounge access plus four Admirals Club® passes
Up to $120 Global Entry/TSA PreCheck® credit every four years
No foreign transaction fees

Designed for discerning travelers, the Strata Elite℠ Card turbocharges your points on every journey and gourmet meal, then offsets its $595 fee with generous annual credits and premium lounge benefits. Redeem ThankYou® Points for flights, hotels, gift cards or transfers to top airline and hotel partners—your next luxury experience is just a swipe away.

Terms apply. Bonus points, credits and benefits require qualifying spend and enrollment. See issuer for details.