Capital One Quicksilver Secured Cash Rewards Credit Card

Offer

No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you’re approved in seconds
Put down a refundable $200 security deposit to get at least a $200 initial credit line
Building your credit? Using a card like this responsibly could help
Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
Monitor your credit score with CreditWise from Capital One. It’s free for everyone

Fees & Conditions

Annual Fee $0

Earnings

Per dollar of purchases

All Spending 1.5 %

Groceries 1.5 %

Gas 1.5 %

Dining and Food delivery 1.5 %

Convenience Stores 1.5 %

Drugstores 1.5 %

Local Transport 1.5 %

Travel 1.5 %

Entertainment 1.5 %

Recurring Payments 1.5 %

Telecom/Internet 1.5 %

Streaming services 1.5 %

Online transactions 1.5 %

Office Supplies 1.5 %

Our review

Build Credit & Earn Unlimited Cash Back with the Capital One Quicksilver Secured Cash Rewards Card

1.5% cash back on every purchase, automatically
0% intro APR on purchases and balance transfers for 15 billing cycles*
No annual fee
Unlock higher credit lines with automatic reviews starting at 6 months
Transparent security deposit—your deposit equals your credit limit
Build credit—reports to all three major bureaus

Whether you’re establishing or rebuilding credit, this secured card helps you earn simple, flat-rate cash back on everything you buy. Your refundable security deposit sets your credit line, and with responsible use, you’ll be eligible for credit line increases without additional deposits. Redeem your rewards any time as a statement credit—no minimums or hassles. Manage your account, track your FICO® Score and lock your card instantly if misplaced, all through the Capital One mobile app.

*Intro APR applies to purchases and balance transfers made within first 45 days; balance transfer fee: 3% of transferred amount (min $5). Ongoing APR 19.24%–29.24% variable. Foreign transaction fee: 3%. See issuer for full details.