RCI® Elite Rewards® Mastercard®

Welcome Bonus
$5,000
  • No Annual Fee
Annual Fee
$0
RCI<sup>®</sup>-Elite-Rewards<sup>®</sup>-Mastercard<sup>®</sup>
RCI® Elite Rewards® Mastercard®
$5,000
Apply Now

Fees & Conditions

Annual Fee $0

Advantages

Welcome Bonus amount $5,000
Minimum Spending Required $1

Earnings

Per dollar of purchases

All Spending 1
Groceries 1
Gas 1
Dining and Food delivery 1
Convenience Stores 1
Drugstores 1
Local Transport 1
Travel 1
Entertainment 1
Recurring Payments 1
Telecom/Internet 1
Streaming services 1
Online transactions 1
Office Supplies 1

Our review

Unlock Extra Rewards on Every Getaway with the RCI Elite Rewards® Mastercard®

  • 5,000 bonus Rewards after your first purchase
  • 5X Rewards on qualifying RCI subscription payments
  • 2X Rewards on dining and eligible everyday purchases
  • 1X Reward on all other purchases, no caps
  • No annual fee and no foreign transaction fees
  • 0% intro APR on balance transfers for 15 months
  • No liability for unauthorized charges and built‑in travel protections
  • Redeem Rewards for cash back, RCI Member Rewards, gift cards, travel, experiences and more

Whether you’re renewing your RCI membership or booking adventures around the world, this card turns every swipe into valuable Rewards you can use however you like. Enjoy bonus points right away, elevated earnings on RCI payments and dining, plus comprehensive protections like rental car coverage, trip cancellation assistance and fraud monitoring. With no fees to hold or spend abroad and a long 0% APR window for transfers, the RCI Elite Rewards® Mastercard® keeps your travel budget—and your wallet—smiling.

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