U.S. BANK FLEXPERKS® GOLD AMERICAN EXPRESS® CARD

Welcome Bonus
$30,000
Annual Fee
$85
U.S.-BANK-FLEXPERKS<sup>®</sup>-GOLD-AMERICAN-EXPRESS<sup>®</sup>-CARD
U.S. BANK FLEXPERKS® GOLD AMERICAN EXPRESS® CARD
$30,000
Apply Now

Fees & Conditions

Annual Fee $85

Advantages

Welcome Bonus amount $30,000
Minimum Spending Required $2,000
Minimum Spending Timeframe (Months) 4 month(s)

Earnings

Per dollar of purchases

All Spending 1
Groceries 1
Gas 2
Dining and Food delivery 3
Convenience Stores 1
Drugstores 1
Local Transport 1
Travel 1
Entertainment 1
Recurring Payments 1
Telecom/Internet 1
Streaming services 1
Online transactions 1
Office Supplies 1

Our review

Experience Flexible Travel Rewards with the U.S. Bank FlexPerks® Gold Card

  • 5X FlexPoints on prepaid hotels & car rentals booked through the FlexPerks® Rewards Center
  • 3X FlexPoints on dining, takeout & restaurant delivery
  • 2X FlexPoints on airlines, gas stations & EV charging
  • 1X FlexPoint on all other purchases
  • $85 annual fee and no foreign transaction fees
  • Automatic statement credit for TSA PreCheck® or Global Entry® every 4–4.5 years

Book travel your way and watch your rewards stack up: earn accelerated points on hotels, rentals, dining and everyday essentials. Redeem FlexPoints for statement credits, cash back, gift cards or award flights—with a $25 airline credit available when you book award travel. The FlexPerks Gold Card also gives you fee-free international spending and the option to split large purchases into interest-free ExtendPay plans. Ideal for travelers who value choice, simplicity and powerful earning rates all year long.

Terms apply. FlexPoints worth 1¢ each for cash back or portal travel (1.5¢ each toward travel). Airline credit requires booking a round‑trip award of at least 10,000 points and calling customer service within 90 days. See issuer for full details.

Updated Jan 12, 2026

Receive our newsletter every week!

Milesopedia
Consent choices