TD Cash Credit Card

Fees & Conditions

Annual Fee $0

Foreign Transaction Fee 3%

Advantages

Welcome Bonus amount $150 Cash Back

Minimum Spending Required $500

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 2 %

Gas 1 %

Dining and Food delivery 3 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 1 %

Entertainment 1 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Our review

Experience Personalized Cash‑Back Rewards with the TD Cash Credit Card

$200 cash back bonus after $1,000 in purchases within 90 days of account opening
3% cash back in your top spending category and 2% cash back in a second category each quarter
Choose from Dining, Entertainment, Gas, Groceries or Travel — switch categories up to four times per year
1% cash back on all other purchases
No annual fee
0% intro APR on balance transfers for the first 15 billing cycles

Tailor your rewards strategy to fit your lifestyle—whether you’re fueling up, dining out or planning a getaway. Redeem your cash back as statement credits with no minimums and track your earnings easily in the TD mobile app. Enjoy added security features like contactless payments and real‑time fraud alerts.

Terms apply. Balance transfers must be completed within 60 days of account opening. Bonus categories unlimited and uncapped. See TD Bank for full details.