Citi Strata℠ Card

Offer

Earn 30,000 bonus points after spending $1,000 in the first 3 months
5 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com
3 points per dollar spent at Supermarkets
3 points per dollar spent on Select Transit and at Gas & EV Charging Stations
3 points per dollar spent on an eligible Self-Select Category of your choice including fitness clubs, select streaming services, live entertainment, cosmetic stores/barbershops/hair salons or pet supply stores
2 points per dollar spent at Restaurants
1 point per dollar spent on All Other Purchases

Fees & Conditions

Annual Fee $0

Foreign Transaction Fee 3%

Purchase Rates 19.24% - 29.24% (Variable)

Balance Transfer Rates 19.24% - 29.24% (Variable)

Advantages

Welcome Bonus amount 30,000 Points

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Point

Groceries 3 Points

Gas 3 Points

Dining and Food delivery 2 Points

Convenience Stores 1 Point

Drugstores 1 Point

Local Transport 1 Point

Travel 1 Point

Entertainment 1 Point

Recurring Payments 1 Point

Telecom/Internet 1 Point

Streaming services 1 Point

Online transactions 1 Point

Office Supplies 1 Point

Our review

Maximize Your Everyday & Travel Spend with the Citi Strata℠ Card

30,000 bonus points after $1,000 in purchases within 3 months
0% intro APR for 15 months on purchases & balance transfers
5× points on hotels, car rentals & attractions booked through CitiTravel.com
3× points at supermarkets, on select transit, gas & EV charging
3× points on your choice of
– Fitness clubs
– Select streaming services
– Live entertainment
– Cosmetic stores, barber shops & hair salons
– Pet supply stores
2× points at restaurants
1× point on all other purchases
No annual fee

Whether you’re stocking up at the grocery store, exploring a new city or treating yourself to a concert, the Citi Strata℠ Card delivers accelerated points where you spend most. Redeem ThankYou® Points for travel, gift cards or statement credits—and transfer to partner programs for even more value.

Terms apply. Intro APR applies to purchases & balance transfers posted within first 60 days; ongoing APR 19.24%–29.24% variable. Balance transfer fee: 3% for transfers in first 4 months (min $5), then 5%. Foreign transaction fee: 3%. Bonus points require qualifying spend. See issuer for details.