Southwest Rapid Rewards® Performance Business Credit Card

Offer

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
9,000 bonus points after your Cardmember anniversary.
4X points on Southwest® purchases.
3X points on Rapid Rewards® hotel & car rental partners.
2X points on rideshare.
2X points on social media & search engine advertising, internet, cable, & phone services.
1X points on all other purchases.
4 Upgraded Boardings per year when available.
Member FDIC

Fees & Conditions

Annual Fee $199

Foreign Transaction Fee 0.00%

Purchase Rates 20.49% - 27.49% (Variable)

Cash Advance Rates 29.24% (Variable)

Balance Transfer Rates 20.49% - 27.49% (Variable)

Advantages

Welcome Bonus amount 80,000 Miles

Minimum Spending Required $5,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Mile

Groceries 1 Mile

Gas 1 Mile

Dining and Food delivery 1 Mile

Convenience Stores 1 Mile

Drugstores 1 Mile

Local Transport 2 Miles

Travel 1 Mile

Entertainment 1 Mile

Recurring Payments 2 Miles

Telecom/Internet 2 Miles

Streaming services 1 Mile

Online transactions 1 Mile

Office Supplies 1 Mile

Our review

Elevate Your Business Travel with the Southwest Rapid Rewards® Performance Business Card

80,000 bonus points after you spend $5,000 on purchases in the first 3 months
9,000 anniversary points each year after your cardmember anniversary
4X points per $1 on Southwest® purchases
3X points per $1 on Rapid Rewards® hotel and car rental partner purchases
2X points per $1 on local transit & rideshare
2X points per $1 on social media & search engine advertising, internet, cable & phone services
1X point per $1 on all other purchases
4 upgraded boardings per year when available
No foreign transaction fees
$199 annual fee

Designed for entrepreneurs who fly Southwest frequently, this card turns routine business expenses into Rapid Rewards points faster. Unlock a generous welcome bonus, enjoy annual anniversary points to boost your balance, and accelerate earnings on flights, hotel stays, advertising and more. With perks like upgraded boarding and no foreign transaction fees, you’ll travel smarter and save on additional charges. Manage your account, book flights and redeem rewards seamlessly through the Southwest app or online portal.

Terms apply. Welcome bonus requires $5,000 spend in the first 3 months. Upgraded boardings subject to availability. See issuer for complete details and enrollment requirements.