Capital One Miles are a flexible rewards currency that gives travelers various ways to redeem for travel and other rewards. Whether you’re a seasoned traveler or a casual cardholder, this comprehensive guide will walk you through the essentials of Capital One Miles, so you make the most of your rewards.
You can earn Capital One Miles with select Capital One credit cards and use them for travel, gift cards or transfer them to a broad network of airline and hotel partners. Their flexibility and ease of redemption make them a favorite among travelers who want to maximize value without unnecessary complications.
Capital One Miles have a base value of 1 cent per mile when you redeem them for travel through the Capital One Travel portal or apply them to “erase” eligible travel purchases.
However, you can often get significantly more value when you transfer Capital One Miles to travel partners.
Here are some things to know about Capital One Miles:
Earning Capital One Miles starts with selecting the right credit card and maximizing its earning potential.
Here are the personal credit cards that earn Capital One Miles:
Check our reviews of the Capital One Venture X and the Capital One Venture Cards.
Here are the business credit cards that earn Capital One Miles:
Check our review of the Capital One Venture X Business Card here.
Additionally, cardholders can earn rewards on Savor, Quicksilver and Spark Cash cards and combine them with other Capital One miles before transferring to partners, as long as they hold one of the eligible cards listed above.
Capital One Miles offer several redemption options, but some provide better value than others.
Here’s a quick overview.
Capital One offers an extensive list of 15+ airline and hotel transfer partners, most at a 1:1 transfer ratio.
Here’s the full list:
1:1 transfer ratio
1:0.75 transfer ratio
1:0.5 transfer ratio
Here’s a quick look at some sweet spots for Capital One transfer partners:
Air Canada Aeroplan
Air France-KLM Flying Blue
Sometimes, Air France-KLM offer even lower award rates through their monthly Promo Rewards.
Avianca LifeMiles
Turkish Airlines Miles&Smiles
Virgin Red
Wyndham Rewards
As always, we recommend verifying current rates and amiability before transferring your Capital One miles. You cannot transfer your rewards back to Capital One once you’ve completed a transfer to a partner loyalty program.
Capital One miles are a powerful and flexible rewards currency that can offer immense value for travelers who strategize their redemptions. We recommend focusing on high-value redemptions like transferring miles to airline partners to maximize their value. If you’re looking for something a bit easier, you can use Capital One Travel for a straightforward 1 cent per mile redemption rate. Regardless, you can unlock significant travel savings by understanding how to earn and redeem Capital One miles effectively.
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