Which card has a lower annual fee?

The Chase Sapphire Preferred® Card has a lower annual fee at $95 compared to the Amex Gold’s $325. However, the Amex Gold offers more credits that can offset its cost.

Which card earns more on dining and groceries?

The Amex Gold earns 4x points on restaurants and U.S. supermarkets, making it the better choice for food-related spending. Chase offers 3x on dining and online groceries, which is still competitive.

Which card is better for travel rewards?

The Chase Sapphire Preferred® earns 5x on travel booked through Chase Travel and 2x on other travel. It also provides stronger travel protections, making it a better fit for frequent travelers.

Which card has more valuable transfer partners?

Both cards have excellent transfer partners. Amex has more (21 vs. 14), but Chase offers partners like Hyatt and United. It depends on which loyalty programs you value most.

Can I get both cards?

Yes, you can hold both cards. Many people use Amex Gold for food-related spending and Chase Sapphire Preferred® for travel purchases and redemptions with a 25% portal bonus.