American Express Blue Business Cash™ Card

Offer

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% – 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
No Annual Fee
Terms Apply

Fees & Conditions

Annual Fee $0

Advantages

Welcome Bonus amount $250 Cash Back

Minimum Spending Required $3,000

Minimum Spending Timeframe (Months) 2 month(s)

Earnings

Per dollar of purchases

All Spending 2 %

Groceries 2 %

Gas 2 %

Dining and Food delivery 2 %

Convenience Stores 2 %

Drugstores 2 %

Local Transport 2 %

Travel 2 %

Entertainment 2 %

Recurring Payments 2 %

Telecom/Internet 2 %

Streaming services 2 %

Online transactions 2 %

Office Supplies 2 %

Our review

Boost Every Business Dollar with the American Express Blue Business Cash™ Card

2% cash back on all eligible purchases up to $50,000 per calendar year, then 1%
$250 statement credit after $3,000 in purchases within the first 3 months
0% intro APR on purchases for 12 months
No annual fee
Expanded Buying Power lets you exceed your credit limit when you need extra spending flexibility
Up to 99 employee cards at no additional cost, each with customizable spending controls
2.7% foreign transaction fee

Whether you’re stocking inventory, covering travel expenses or managing variable monthly costs, the Blue Business Cash™ Card delivers straightforward rewards and flexible credit. Earn automatic statement credits each month—no redemption hassles—and enjoy the security and convenience of AmEx’s digital tools and 24/7 support. Tailor employee access with individual limits, then tap into Expanded Buying Power to handle growth spurts without missing a beat.

Terms apply. Cash back cap applies after $50,000 annual spend. Statement credit bonus and intro APR require minimum spend. Foreign transaction fee: 2.7%. See American Express for complete details.