American Express Business Gold Card

Offer

Welcome Offer: Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 29.24% variable APR.*
Earn 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
Earn 3X Membership Rewards points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
*Terms Apply

Fees & Conditions

Annual Fee $375

Foreign Transaction Fee 0.00%

Purchase Rates 18.49% - 29.24% (Variable)

Advantages

Welcome Bonus amount 100,000 Membership Rewards Points

Minimum Spending Required $15,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Membership Rewards Point

Groceries 1 Membership Rewards Point

Gas 1 Membership Rewards Point

Dining and Food delivery 1 Membership Rewards Point

Convenience Stores 1 Membership Rewards Point

Drugstores 1 Membership Rewards Point

Local Transport 1 Membership Rewards Point

Travel 1 Membership Rewards Point

Entertainment 1 Membership Rewards Point

Recurring Payments 1 Membership Rewards Point

Telecom/Internet 1 Membership Rewards Point

Streaming services 1 Membership Rewards Point

Online transactions 1 Membership Rewards Point

Office Supplies 1 Membership Rewards Point

Our review

Unlock Customized Rewards with the American Express Business Gold Card

100,000 Membership Rewards® points after $15,000 in purchases within the first 3 months
4X points on your top two spend categories each billing cycle—from advertising and U.S. software to gas stations, restaurants, transit and wireless—on up to $150,000 in combined purchases per year
1X point on all other purchases
$20 statement credits each month for eligible U.S. spending at FedEx, Grubhub and office supply stores (up to $240 per year)
$12.95 monthly credit for Walmart+ membership (enrollment required)
$375 annual fee

Perfect for businesses that want to tailor rewards to their most essential expenses, this card adapts each month to where you spend most, maximizing your point-earning potential. Enjoy flexible buying power, Pay Over Time options and intuitive expense management in the American Express app.

Terms apply. Bonus points and statement credits require enrollment and qualifying purchases. 4X points cap of $150,000 combined spend per calendar year then 1X. See terms for details.