American Express® Gold Card

Welcome Bonus
Up to 100,000 Membership Rewards Points
  • 4x points at restaurants
  • 4x points at U.S. supermarkets
  • 3x points on flights booked directly with airlines or through amextravel.com
Annual Fee
$325
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates
American-Express<sup>®</sup>-Gold-Card
American Express® Gold Card
Up to 100,000 Membership Rewards Points
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Offer

  • You may be eligible for as high as 100,000 Membership Rewards Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin’ Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express Gold Card at U.S. Dunkin’ locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.

Fees & Conditions

Annual Fee $325
Foreign Transaction Fee 0.00%

Advantages

Welcome Bonus amount Up to 100,000 Membership Rewards Points
Minimum Spending Required $6,000
Minimum Spending Timeframe (Months) 6 month(s)

Earnings

Per dollar of purchases

All Spending 1 Membership Rewards Point
Groceries 4 Membership Rewards Points
Gas 1 Membership Rewards Point
Dining and Food delivery 4 Membership Rewards Points
Convenience Stores 1 Membership Rewards Point
Drugstores 1 Membership Rewards Point
Local Transport 1 Membership Rewards Point
Travel 3 Membership Rewards Points
Entertainment 1 Membership Rewards Point
Recurring Payments 1 Membership Rewards Point
Telecom/Internet 1 Membership Rewards Point
Streaming services 1 Membership Rewards Point
Online transactions 1 Membership Rewards Point
Office Supplies 1 Membership Rewards Point

Our review

Experience Dining & Travel Rewards with the American Express® Gold Card

  • Up to 100,000 Membership Rewards® points after $6,000 in purchases within the first 6 months
  • 4X points at restaurants worldwide (on up to $50,000 per year, then 1X)
  • 4X points at U.S. supermarkets (on up to $25,000 per year, then 1X)
  • 3X points on flights booked directly with airlines or on AmEx Travel
  • 1X point on all other purchases
  • No foreign transaction fees
  • $120 annual dining credit ($10 monthly) at select partners like Grubhub & The Cheesecake Factory
  • Up to $120 Uber Cash ($10 monthly) for U.S. Uber rides & Uber Eats
  • Up to $100 Resy credit ($50 semi‑annually) on eligible restaurant bookings
  • Up to $84 Dunkin’ credit ($7 monthly) at U.S. Dunkin’ locations
  • Transfer points to leading airline & hotel partners for maximum value

Whether you’re indulging in chef‑crafted meals, stocking up on groceries or flying across the globe, the AmEx Gold Card turns everyday spend into premium rewards. Use your monthly credits, earn accelerated points on dining and travel, and redeem points for statement credits or transfer to top loyalty programs—all while enjoying no foreign transaction fees.

Terms apply. Welcome offer and credits require enrollment and qualifying purchases. See issuer for full details.

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