Bank of America® Customized Cash Rewards for Students

Fees & Conditions

Annual Fee $0

Advantages

Welcome Bonus amount $200 Cash Back

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 2 %

Gas 1 %

Dining and Food delivery 1 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 1 %

Entertainment 1 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Our review

Elevate Your Student Spending with the Bank of America Customized Cash Rewards for Students Card

6% cash back in a category you choose each month for your first year (3% thereafter) on up to $2,500 combined quarterly spend—choose from gas & EV charging, online shopping, dining, travel, drugstores or home improvement
2% cash back at grocery stores and wholesale clubs on up to $2,500 quarterly spend
1% cash back on all other purchases
$200 online bonus after you spend $1,000 in the first 90 days
0% intro APR on purchases and balance transfers for 15 billing cycles
No annual fee

Designed for students with good to excellent credit, this card lets you maximize rewards on the purchases that matter most—whether you’re fueling up, ordering textbooks online or grabbing groceries for your dorm. Change your bonus category each month to match your plans, redeem any amount of cash back immediately, and take advantage of an extended no‑interest period for larger expenses.

Terms apply. Quarterly cap of $2,500 on 6%/3% and 2% categories before earning 1%. Balance transfer fee: 3% for first 60 days, then 4%. Ongoing APR: 18.24%–28.24% variable. Foreign transaction fee: 3%. See issuer for details.