Capital One QuicksilverOne Cash Rewards Credit Card

Offer

Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or limits to how much you can earn, and cash back doesn’t expire for the life of the account. It’s that simple
Be automatically considered for a higher credit line in as little as 6 months
Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
Help strengthen your credit for the future with responsible card use
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
Monitor your credit score with CreditWise from Capital One. It’s free for everyone
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you’re all set

Fees & Conditions

Annual Fee $39

Earnings

Per dollar of purchases

All Spending 1.5 %

Groceries 1.5 %

Gas 1.5 %

Dining and Food delivery 1.5 %

Convenience Stores 1.5 %

Drugstores 1.5 %

Local Transport 1.5 %

Travel 1.5 %

Entertainment 1.5 %

Recurring Payments 1.5 %

Telecom/Internet 1.5 %

Streaming services 1.5 %

Online transactions 1.5 %

Office Supplies 1.5 %

Our review

Unlock Rewards & Build Credit with the Capital One QuicksilverOne® Cash Rewards Credit Card

1.5% unlimited cash back on every purchase, every day
$39 annual fee
No sign‑up bonus—earn instantly on everyday spend
No 0% intro APR—standard variable APR applies from day one
No foreign transaction fees
Automatic credit line reviews starting at 6 months for responsible use
Designed for fair credit—a great step toward stronger standing

Whether you’re covering groceries, gas or grabbing coffee, this card makes every dollar count with a simple flat rate—no categories to track. While it carries a modest annual fee, your consistent 1.5% back on all purchases and the chance for a higher limit down the road help you grow both rewards and credit. Manage your account seamlessly in the Capital One® mobile app, lock and unlock your card instantly if misplaced, and watch your cash back add up month after month.

Terms apply. Ongoing APR: 29.74% variable. Annual fee $39. Cash back has no expiration as long as account remains open. See issuer for full details.