Capital One Savor Rewards

Offer

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.24% – 29.24% variable APR after that; balance transfer fee applies
No foreign transaction fee
No annual fee

Fees & Conditions

Annual Fee $95

Purchase Rates 19.24% - 29.24%

Advantages

Welcome Bonus amount $300 Cash Back

Minimum Spending Required $3,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 3 %

Gas 1 %

Dining and Food delivery 4 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 1 %

Entertainment 4 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 4 %

Online transactions 1 %

Office Supplies 1 %

Our review

Indulge in 3% Cash Back on Food, Fun & Streaming with the Capital One SavorOne® Card

$200 one‑time bonus after $500 in purchases within your first 3 months
3% cash back at grocery stores (excluding superstores like Walmart® & Target®), on dining, entertainment and popular streaming services
8% cash back on Capital One Entertainment purchases
5% cash back on hotels & rental cars booked through Capital One Travel
1% cash back on all other purchases
0% intro APR on purchases & balance transfers for 15 months
No annual fee & no foreign transaction fees

Whether you’re grabbing groceries for dinner, streaming the latest hit, catching a concert or booking a weekend getaway, the SavorOne® Card turns everyday and entertainment spending into powerful cash‑back rewards. With tiered rewards on dining, groceries, entertainment and travel, plus a generous welcome bonus and a lengthy 0% APR window, it’s designed for those who live for life’s flavors and experiences—without any annual fee holding you back.