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Citi® Double Cash Card

Citi<sup>®</sup>-Double-Cash-Card-1
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Terms Apply See rates & fees
Welcome Bonus
No Welcome Offer
  • No Annual Fee
Annual Fee
$0
Interest rates
Purchase Rates
18.24% - 28.24% (Variable)
Citi<sup>®</sup>-Double-Cash-Card-1
Citi® Double Cash Card
No Welcome Offer
Apply Now
Terms Apply See rates & fees

Offer

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% – 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Fees & Conditions

Annual Fee $0

Earnings

Per dollar of purchases

All Spending 2 %
Groceries 2 %
Gas 2 %
Dining and Food delivery 2 %
Convenience Stores 2 %
Drugstores 2 %
Local Transport 2 %
Travel 2 %
Entertainment 2 %
Recurring Payments 2 %
Telecom/Internet 2 %
Streaming services 2 %
Online transactions 2 %
Office Supplies 2 %

Our review

Unlock 2% Cash Back with the Citi Double Cash® Card

  • 2% cash back on all purchases: 1% when you buy, plus 1% as you pay
  • $200 cash back bonus after $1,500 in purchases within 6 months
  • 0% intro APR on balance transfers for 18 months
  • No annual fee
  • 3% foreign transaction fee

Perfect for simplifying your rewards, the Citi Double Cash® Card delivers unlimited cash back on every dollar you spend and pay off. Redeem your ThankYou® Points as statement credits, direct deposits or checks—all tracked easily in the Citi mobile app. Plus, use the introductory 0% APR period to consolidate balances and save on interest.

Terms apply. Balance transfer fee: 3% of each transfer (min $5) within first 4 months, then 5% thereafter. Intro APR applies to transfers completed within 4 months of account opening. See full terms for details.

Updated Jul 28, 2025

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