Ink Business Preferred® Credit Card

Offer

Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening (worth $900 cash back or $1,125 toward travel through Chase TravelSM).
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases.
Round-the-clock monitoring for unusual credit card purchases.
Zero Liability protection for unauthorized charges.
Redeem points for cash back, gift cards, travel and more—points don't expire while account open.
Points worth more when redeemed for travel through Chase TravelSM.
Purchase Protection: 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
Member FDIC

Fees & Conditions

Annual Fee $95

Foreign Transaction Fee 0.00%

Purchase Rates 20.24% - 26.24% (Variable)

Cash Advance Rates 29.24% (Variable)

Balance Transfer Rates 20.24% - 26.24% (Variable)

Advantages

Welcome Bonus amount 90,000 Points

Minimum Spending Required $8,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Point

Groceries 1 Point

Gas 1 Point

Dining and Food delivery 1 Point

Convenience Stores 1 Point

Drugstores 1 Point

Local Transport 1 Point

Travel 3 Points

Entertainment 1 Point

Recurring Payments 1 Point

Telecom/Internet 1 Point

Streaming services 1 Point

Online transactions 1 Point

Office Supplies 1 Point

Our review

Maximize Business Travel Rewards with the Chase Ink Business Preferred® Credit Card

90,000 bonus points after spending $8,000 in the first 3 months
3X points per $1 on the first $150,000 spent on travel and select business categories annually
1X point per $1 on all other purchases
1:1 transfers to leading airline and hotel loyalty programs
Primary rental car coverage and trip cancellation/interruption protection
$95 annual fee
No foreign transaction fees

Reward everyday business spend—from shipping and advertising to telecom and travel—with elevated earning rates and seamless redemptions. Combine points across your Chase portfolio, redeem them for 1.25¢ each toward travel booked through Chase Travel℠, or transfer them to more than a dozen top loyalty partners. Stay in control with an intuitive dashboard, real‑time alerts and powerful digital tools built for busy entrepreneurs.

Terms apply. Bonus points require $8,000 spend in 3 months. Rewards cap at 150,000 bonus-category points per anniversary year. See issuer for full details.