Credit cards

  • Earn 3x Points on Airfare
  • Earn 3x Points on Hotels
  • Earn 3x Points at Restaurants
  • Earn 60,000 bonus ThankYou Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases.
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Annual Fee
  • Primary card $95
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Groceries3Points
  • Gas3Points
  • Dining and Food delivery3Points
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.74% – 24.74%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • All Spending1%
  • Groceries1%
  • Gas1%
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • Earn 2x AAdvantage miles per dollar spent on eligible American Airlines purchases
  • Earn 2x AAdvantage miles per dollar spent on grocery store purchases
  • Earn 15,000 American Airlines AAdvantage bonus miles after making $1,000 in purchases within the first 3 months of account opening.
  • 0% Intro APR for 15 months from date of account opening for balance transfers only. After that the variable APR will be 20.24% – 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater. Balance Transfers must be completed within 4 months of account opening.
  • No Annual Fee
  • Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 3 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Groceries2Miles
  • All Spending1Mile
  • Gas1Mile
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • Earn 4x Points at Hyatt Properties
  • Free Night Every Year
  • Complimentary Discoverist Status
  • Earn 2 Free Nights after you spend $4,000 in the first 3 months; plus 25,000 Bonus Points after $12,000 total spend in first 6 months.
  • Complimentary World of Hyatt Discoverist status while account open.
  • 1 Free Night each year after Cardmember anniversary at any Category 1-4 Hyatt hotel or resort.
  • 5 tier qualifying night credits toward status after account opening (and each year after while open).
  • Earn an extra Free Night at Category 1-4 Hyatt after $15,000 in a calendar year.
  • 2 qualifying night credits toward tier status every $5,000 spent.
  • Up to 9 points total per $1 at Hyatt (4 Bonus + up to 5 Base points).
  • 2 Bonus Points per $1 at restaurants, on airline tickets purchased directly, on local transit & commuting, and on fitness club & gym memberships.
  • Member FDIC
Annual Fee
  • Primary card $95
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Dining and Food delivery2Points
  • Local Transport2Points
  • All Spending1Point
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • Earn 4x Points at Hyatt Properties
  • Complimentary Discoverist Status
  • Gift Discoverist Status up to 5 Employees
  • 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
  • Up to 9 points total per $1 at Hyatt (4 Bonus + up to 5 Base Points).
  • 2 Bonus Points per $1 in your top three spend categories each quarter.
  • 2 Bonus Points per $1 on fitness club & gym memberships.
  • 1 Bonus Point per $1 on all other purchases.
  • Up to $100 in Hyatt statement credits (2x $50) each anniversary year.
  • 5 Tier-Qualifying night credits for every $10,000 spent in a calendar year.
  • World of Hyatt Discoverist status for you (and up to 5 employees) while account open.
  • Member FDIC
Annual Fee
  • Primary card $199
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • All Spending1Point
  • Groceries1Point
  • Gas1Point
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
  • Earn 2x miles on United purchases
  • Free Checked Bag
  • Two United Club Passes Annually
  • Limited-Time Offer: Earn 60,000 bonus miles after spending $3,000 within the first 3 months
  • $0 introductory annual fee for the first year, then $150
  • 2x miles on United purchases, dining, and hotel stays when booked with the hotel
  • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary
  • Free first checked bag – a savings of up to $160 per roundtrip. Terms Apply.
  • Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit
  • Earn a $100 United travel credit after spending $10,000 on purchases with your United Explorer Card within a calendar year
  • Over $400 in partner credits each year
  • Member FDIC
Annual Fee
  • Primary card $145
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • All SpendingMile
  • GroceriesMile
  • GasMile
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • United MileagePlus

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn 2x miles on United purchases
  • Anniversary Bonus Miles
  • Annual Travel Credit
  • Limited-time offer: Earn 100,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
  • $150 Annual Fee.
  • 2x miles on United® purchases, dining (including eligible delivery), gas stations, office supply stores, and local transit & commuting.
  • 1x mile on all other purchases.
  • Employee cards at no additional cost—miles accrue to your account.
  • 5,000-mile “better together” bonus each anniversary when you also hold a personal Chase United® credit card.
  • Free first checked bag (terms apply), 2 United ClubSM one-time passes per year, and priority boarding.
  • $125 United travel credit after 5 United® flight purchases of $100+ each calendar year.
  • Member FDIC
Annual Fee
  • Primary card $150
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • All SpendingMile
  • GroceriesMile
  • GasMile
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • United MileagePlus

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • 3x miles on United
  • 2x miles on Dining
  • Free first and second checked bags
  • Earn 70,000 bonus miles + 1,000 Premier qualifying points (PQP) after $4,000 in purchases within 3 months
  • 3x miles on United® purchases.
  • 2x miles on dining, select streaming services, and all other travel.
  • 1x mile on all other purchases.
  • $200 United® travel credit + 10,000-mile award flight discount each account anniversary.
  • 10,000-mile award discount after $20,000 annual spend.
  • 2 global Economy Plus® seat upgrades after $40,000 annual spend.
  • 1,000 Card Bonus PQP each year (awarded within 6-8 weeks after Feb 1 starting 2026).
  • Member FDIC
Annual Fee
  • Primary card $350
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • All SpendingMile
  • GroceriesMile
  • GasMile
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • United MileagePlus

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn 2x miles on United purchases
  • No Foreign Transaction Fees
  • Earn 2x MileagePlus miles on gas station purchases
  • Earn 30,000 bonus miles after spending $1,000 on qualifying purchases within the first three months of account opening.
  • 0% Intro APR for the first 12 months from account opening on purchases.
  • No annual fee.
  • 2x miles on United® purchases.
  • 2x miles at gas stations and on local transit & commuting.
  • 1x mile on all other purchases.
  • 25% back as a statement credit on eligible onboard food, beverages & Wi-Fi and on Club premium drinks.
  • Earn 2 checked bags certificates after you spend $10,000 in a calendar year.
  • Member FDIC
Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • All SpendingMile
  • GroceriesMile
  • GasMile
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • United MileagePlus

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Earn 4x miles on United purchases
  • United Club℠ Access
  • Earn PQPs Towards Status
  • Earn 80,000 bonus miles.
  • 4x miles on United® purchases.
  • 2x miles on dining and all other travel.
  • 1x mile on all other purchases.
  • United ClubSM card membership (at least a $750 value).
  • Free first and second checked bags (terms apply) and Premier Access® travel services.
  • 10,000-mile award flight discount after $20,000 in purchases (up to 2x per calendar year).
  • Member FDIC
Annual Fee
  • Primary card $695
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • All SpendingMile
  • GroceriesMile
  • GasMile
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • United MileagePlus

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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