Southwest Rapid Rewards® Plus Credit Card

Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
3,000 anniversary points each year.
Earn 2X points on Southwest® purchases.
Earn 2X points on local transit & commuting (including rideshare).
Earn 2X points on internet, cable & phone services; select streaming.
2 EarlyBird Check-In® each year.
Earn 1 point per $1 on all other purchases.
Member FDIC

Fees & Conditions

Annual Fee $69

Foreign Transaction Fee 3%

Purchase Rates 20.49% - 27.49% (Variable)

Cash Advance Rates 29.24% (Variable)

Balance Transfer Rates 20.49% - 27.49% (Variable)

Advantages

Welcome Bonus amount 50,000 Miles

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Mile

Groceries 1 Mile

Gas 1 Mile

Dining and Food delivery 1 Mile

Convenience Stores 1 Mile

Drugstores 1 Mile

Local Transport 2 Miles

Travel 1 Mile

Entertainment 1 Mile

Recurring Payments 1 Mile

Telecom/Internet 2 Miles

Streaming services 2 Miles

Online transactions 1 Mile

Office Supplies 1 Mile

Our review

Boost Your Southwest Rewards with the Southwest Rapid Rewards® Plus Credit Card

50,000 bonus points after $1,000 in purchases within 3 months
2X points on Southwest® flights
2X points on local transit, rideshares, internet, cable, phone and select streaming
1X point on all other purchases
3,000 anniversary points each cardmember anniversary
2 EarlyBird Check‑In® credits per year
Points never expire and no blackout dates
3% foreign transaction fee
$69 annual fee

Ideal for Southwest loyalists seeking solid ongoing rewards without a high fee, this card combines a generous welcome bonus with elevated earning on flights and everyday services. Track your points, book flights and manage EarlyBird Check‑In® credits seamlessly in the Southwest app.

Terms apply. Bonus points after qualifying spend. Foreign transaction fee applies. See full terms for details.