Southwest Rapid Rewards® Premier Credit Card

Offer

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
6,000 anniversary points each year.
3X points on Southwest® purchases.
2X points on local transit & commuting (including rideshare).
2X points on internet, cable & phone services; select streaming.
2 EarlyBird Check-In® each year.
No foreign transaction fees.
Member FDIC

Fees & Conditions

Annual Fee $99

Foreign Transaction Fee 0.00%

Purchase Rates 20.49% - 27.49% (Variable)

Cash Advance Rates 29.24% (Variable)

Balance Transfer Rates 20.49% - 27.49% (Variable)

Advantages

Welcome Bonus amount 50,000 Miles

Minimum Spending Required $5,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Mile

Groceries 1 Mile

Gas 1 Mile

Dining and Food delivery 1 Mile

Convenience Stores 1 Mile

Drugstores 1 Mile

Local Transport 2 Miles

Travel 1 Mile

Entertainment 1 Mile

Recurring Payments 1 Mile

Telecom/Internet 2 Miles

Streaming services 2 Miles

Online transactions 1 Mile

Office Supplies 1 Mile

Our review

Fast-Track Free Flights with the Southwest Rapid Rewards® Premier Credit Card

50,000 bonus points after $1,000 in purchases in the first 3 months
3X points on Southwest® flights
2X points on Rapid Rewards® hotel & car rental partners
2X points on local transit, commuting, internet, cable, phone & select streaming
1X point on all other purchases
6,000 anniversary points every account year
4 upgraded boardings per year
No foreign transaction fees

Whether you’re flying for business or leisure, this card accelerates your points balance with top‑tier earnings on flights and everyday expenses. Enjoy a generous sign‑up bonus and annual anniversary points to redeem free flights sooner, plus enhanced travel comfort with upgraded boardings. Earn unlimited tier‑qualifying points on every $5,000 spent to fast‑track A‑List status, and manage your rewards seamlessly in the Southwest® app.

Terms apply. Sign‑up and anniversary bonuses require qualifying purchases. Upgraded boardings subject to availability. See full terms for details.