The New United Club℠ Business Card

Fees & Conditions

Annual Fee $450

Foreign Transaction Fee 0.00%

Purchase Rates 20.49% - 28.99% (Variable)

Cash Advance Rates 29.24% (Variable)

Advantages

Welcome Bonus amount 75,000 Miles

Minimum Spending Required $5,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1.5 Miles

Groceries 1.5 Miles

Gas 1.5 Miles

Dining and Food delivery 1.5 Miles

Convenience Stores 1.5 Miles

Drugstores 1.5 Miles

Local Transport 1.5 Miles

Travel 1.5 Miles

Entertainment 1.5 Miles

Recurring Payments 1.5 Miles

Telecom/Internet 1.5 Miles

Streaming services 1.5 Miles

Online transactions 1.5 Miles

Office Supplies 1.5 Miles

Our review

Elevate Your Business Travels with the United Club℠ Business Card

80,000 bonus miles + 2,000 Premier qualifying points after you spend $5,000 in the first 3 months
5,000 bonus miles when you add an employee card within 3 months
7× total miles on United flights (5× on base fare + 2× on the rest of the ticket)
5× miles on hotel stays at Renowned Hotels & Resorts when prepaid via United
2× miles on all other eligible United purchases
1.5× miles on every other purchase
Free first and second checked bags on United flights (save up to $360 roundtrip)
Complimentary United Club℠ membership for you + up to two adult guests (or one adult + children under 21)
No foreign transaction fees

Perfect for busy executives and entrepreneurs who fly United regularly, this card combines powerful earnings with premium lounge access and travel perks that more than justify the annual fee. Streamline your trips with free checked bags, unlock airport comfort in United and Star Alliance lounges, and accelerate your way to elite status—all while earning miles on every dollar you spend.

Terms apply. Offer and PQP bonus available after $5,000 spend in 3 months; employee card bonus requires addition within 3 months. Annual fee $695. Variable APR 20.49%–28.99%. See issuer terms for full details.