The New United Gateway℠ Credit Card

Offer

Earn 20,000 bonus miles.
0% Intro APR for the first 12 months from account opening on purchases.
No annual fee.
2x miles on United® purchases.
2x miles at gas stations and on local transit & commuting.
1x mile on all other purchases.
25% back as a statement credit on eligible onboard food, beverages & Wi-Fi and on Club premium drinks.
Earn 2 checked bags after you spend $10,000 in a calendar year.
Member FDIC

Fees & Conditions

Annual Fee $0

Foreign Transaction Fee 0.00%

Purchase Rates 20.49% - 28.99% (Variable)

Cash Advance Rates 29.24% (Variable)

Balance Transfer Rates 20.49% - 28.99% (Variable)

Advantages

Welcome Bonus amount 20,000 Miles

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Mile

Groceries 1 Mile

Gas 2 Miles

Dining and Food delivery 1 Mile

Convenience Stores 1 Mile

Drugstores 1 Mile

Local Transport 2 Miles

Travel 1 Mile

Entertainment 1 Mile

Recurring Payments 1 Mile

Telecom/Internet 1 Mile

Streaming services 1 Mile

Online transactions 1 Mile

Office Supplies 1 Mile

Our review

Take Off with the United Gateway℠ Card

No annual fee and no foreign transaction fees
20,000 bonus miles after $1,000 in purchases within 3 months
2× miles on United purchases, gas stations, local transit & commuting; 1× mile on all other spend
0% intro APR on purchases for 12 months
2 free checked bags per year after $10,000 in annual spend
25% back on United in‑flight food, beverages, Wi‑Fi & Club premium drinks
Complimentary DashPass membership for DoorDash & Caviar
Built‑in travel protections including trip cancellation/interruption, rental car coverage & purchase protection

Perfect for flyers who want a no‑cost way to earn United MileagePlus® rewards, this card lets you test an airline card while unlocking free checked bags and in‑flight credits. Manage your miles and perks effortlessly in the Chase Mobile® app, tap to pay with contactless security, and watch your rewards add up on every flight, fill‑up or commute.

Terms apply. Bonus miles, checked bag credits and in‑flight statement credits require qualifying purchases. See full terms at chase.com.