U.S. BANK VISA^® PLATINUM CARD

Fees & Conditions

Our review

Take Control of Your Finances with the U.S. Bank Visa® Platinum Card

• No annual fee
• 0% intro APR on purchases for 20 billing cycles*
• 0% intro APR on balance transfers for 20 billing cycles (transfers must post within 60 days)*
• Cell phone protection against damage or theft when you pay your monthly bill with your card**
• No rewards program—focus on saving interest, not tracking points

Designed for borrowers who want to pay down debt efficiently, this card offers one of the longest interest‑free periods available and eliminates annual fees. Consolidate high‑rate balances or finance a major purchase without paying interest, then enjoy added peace of mind with complimentary cell phone insurance on your monthly phone bill. If your goal is to minimize interest costs and simplify finances, the U.S. Bank Visa® Platinum Card delivers.

*Intro APR applies to purchases and balance transfers made in the first 60 days; ongoing APR 18.24%–28.74% variable. **Cell phone protection requires enrollment and has coverage limits; see issuer for full terms.