Wells Fargo Active Cash℠ Card

Offer

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don’t expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.

Fees & Conditions

Annual Fee $0

Advantages

Welcome Bonus amount $200 Cash Back

Minimum Spending Required $500

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 2 %

Groceries 2 %

Gas 2 %

Dining and Food delivery 2 %

Convenience Stores 2 %

Drugstores 2 %

Local Transport 2 %

Travel 2 %

Entertainment 2 %

Recurring Payments 2 %

Telecom/Internet 2 %

Streaming services 2 %

Online transactions 2 %

Office Supplies 2 %

Our review

Maximize Every Purchase with the Wells Fargo Active Cash® Card

Unlimited 2% cash back on all purchases
$200 cash rewards bonus after $500 in purchases within 90 days
0% intro APR on purchases and balance transfers for 12 months
No annual fee
Flexible redemption via statement credit, direct deposit, ATM withdrawal or mailed check

Whether you’re grabbing a coffee, filling up at the pump or tackling big expenses, Active Cash delivers a straightforward 2% back on every swipe—no categories or caps. The generous sign‑up bonus and a full year of 0% APR make it easy to kickstart your rewards or consolidate high‑interest balances. Plus, enjoy cell phone protection and exclusive Visa Signature perks like concierge service and luxury hotel benefits.

Terms apply. Intro APR applies to purchases and balance transfers made within first 60 days; after that, variable APR of 19.24%–29.24% applies. See wellsfargo.com for complete details.