Wells Fargo Autograph℠ Card

Offer

Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 19.24%, 24.24%, or 29.24% Variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature Concierge.

Fees & Conditions

Annual Fee $0

Advantages

Welcome Bonus amount 20,000 Points

Minimum Spending Required $1,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Point

Groceries 1 Point

Gas 3 Points

Dining and Food delivery 1 Point

Convenience Stores 1 Point

Drugstores 1 Point

Local Transport 3 Points

Travel 3 Points

Entertainment 1 Point

Recurring Payments 1 Point

Telecom/Internet 1 Point

Streaming services 3 Points

Online transactions 1 Point

Office Supplies 1 Point

Our review

Experience Big Rewards, Zero Fee with the Wells Fargo Autograph® Card

20,000 bonus points (worth $200) after $1,000 in purchases within the first 3 months
3X points on restaurants, travel & transit, gas & EV charging, streaming services and select phone plans
1X point on all other purchases
$0 annual fee
0% intro APR on purchases for 12 months
No foreign transaction fees
Up to $600 cell phone protection against damage or theft (subject to deductible)
Complimentary Visa Signature Concierge for travel, dining and event bookings

Whether you’re dining out, hitting the road or enjoying your favorite shows, the Autograph® Card rewards your everyday spend with 3X points while charging no yearly fee. Points never expire and can be redeemed for travel, gift cards or statement credits—or transferred to select airline partners for maximum value. Plus, enjoy a full year of interest‑free purchases and robust protection benefits to keep you covered around the clock.

Terms apply. Bonus points and benefits require qualifying purchases. Ongoing APR of 19.24%–29.24% variable applies after intro period. See issuer for full details.