The American Express® Gold Card and the Chase Sapphire Preferred® Card are two of our favorite travel rewards cards on the market. They both offer strong earning potential and valuable perks. However, they cater to slightly different types of travelers. Below, we’ll compare them in terms of rewards, travel benefits, fees, and other features to help you decide which one is the best fit for your wallet.
The American Express® Gold Card has a better welcome bonus , but the Sapphire Preferred requires less spending to earn the bonus.
The Sapphire Preferred has a significantly lower annual fee, but the Amex Gold offers more benefits that can offset its higher fee.
The Amex Gold excels in dining and U.S. supermarket categories, while the Sapphire Preferred offers more diverse bonus categories, including travel and streaming services.
If you travel often and want flexibility, the Chase Sapphire Preferred has the edge.
If you spend heavily on dining and groceries, the Amex Gold is superior.
If you’re looking to use your points Chase offers a 25% bonus when you redeem points for travel through their portal, while Amex does not have a similar feature.
Both cards have valuable transfer partners, with some overlap. Amex has 21 transfer partners, while Chase has 14. Some unique partners for each include:
Amex Gold is the better choice for food lovers and grocery shoppers, while the Chase Sapphire Preferred is the best for budget-conscious travelers who want strong insurance benefits.
Still can’t decide? If you can afford both, they complement each other well. Earning Amex Membership Rewards points for everyday food spending and using Chase Ultimate Rewards points for flexible travel redemptions can be an excellent strategy.
You can change your preferences or opt out at any time by clicking on one of the hyperlinks available at the bottom of each newsletter.
If you are already a subscriber and would like to unsubscribe, you can click on the link at the bottom of any of our e-mails.
