How to use the Capital One Travel Portal: Booking, earning and redeeming

Updated Oct 16, 2025
capital one travel portal
To the point Capital One Travel Portal guide: Access requirements, earning rates up to 10x miles, $300 annual credit, price protection tools. Compare booking strategies vs partner transfers for maximum value.

The Capital One Travel Portal is Capital One’s proprietary booking platform for flights, hotels, and rental cars. Built in partnership with Hopper, it adds features such as price prediction, fare monitoring, and limited price protection tools that go beyond what you’ll find at a standard online travel agency. Suppose you have an eligible Capital One card. In that case, you can use the portal to earn elevated rewards on bookings, apply annual travel credits (if available on their card), and redeem miles at a fixed rate toward travel.

Access to the portal is included with several Capital One cards, but the level of value you get from the platform depends on which card you hold. Today, we’ll take a look at the cards that unlock Capital One Travel, followed by a detailed walkthrough of how to book, earn, and redeem through the portal — and when it makes sense to skip it entirely.

Capital One cards that unlock access to the Capital One Travel Portal

You need an eligible Capital One credit card to access the Capital One Travel portal. Here are the standout options, along with their current welcome offers:

  • Earnings on portal: 10 miles per dollar on hotels & rental cars, 5 miles per dollar on flights
  • Portal perks: $300 annual Capital One Travel credit + 10,000 bonus miles anniversary bonus
  • Earnings on portal: 5 miles per dollar on hotels & rental cars when booked via Capital One Travel
  • Portal perks: No annual travel credit but still strong earn rates when using the portal
  • Earnings on portal: 5 miles per dollar on hotels & rental cars via Capital One Travel
  • Portal perks: Slimmed-down perks but still includes access to the portal and price tools
  • Earnings on portal: Business versions mirror Venture and VentureOne earning structures

How to access and navigate the Capital One Travel Portal

Capital One Travel is accessible through your account dashboard. Here’s how to get in and position yourself for maximum value:

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  • Log in to your account.
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  • Select your category: Flights, stays, packages, rental cars, activities or premium stays.

How to book through Capital One Travel

Here are a few notable features during the booking process on Capital One Travel.

Booking flights

  • Enter your route and dates as usual.
  • Use the Price Prediction feature — it will guide you to book now or wait.
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  • If you want to hedge, use the Price Drop Protection option (often free on eligible fares).
  • Pay using card + miles, miles only or card only.
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Booking hotels

  • Pricing often mirrors public OTAs but occasionally includes member-only discounted rates.
  • Venture X cardholders earn 10 miles per dollar, which is equivalent to around a 20% return.
  • Hotels booked via the portal will generally not earn elite credit or honor status benefits with chains like Marriott, Hyatt or Hilton — keep that in mind before booking

Booking rental cars

  • Straightforward booking process with an average of 20% savings against retail rates.
  • 10 miles per dollar on Venture X, 5 miles per dollar on other eligible cards.
  • Price protection is less relevant here, but flexibility remains — free cancellations are common

Earning miles on Capital One Travel

Purchase TypeVenture XVentureVentureOne / Spark
Flights via Capital One Travel5 miles per dollar5 miles per dollar5 miles per dollar
Hotels via Capital One Travel10 miles per dollar5 miles per dollar5 miles per dollar
Rental Cars via Capital One Travel10 miles per dollar5 miles per dollar5 miles per dollar
Everyday purchases (non-travel)2 miles per dollar2 miles per dollar1.25 miles per dollar

Redeeming miles through the Capital One Travel Portal

You have three main ways to use your Capital One miles for travel:

Redeem directly in the portal (fixed value redemption)

  • Value: 1 cent per mile
  • Example: A $500 flight = 50,000 miles

Book with cash, then erase travel purchases

  • This is through “Cover Travel Purchases” in your account.
  • Works within 90 days of a posted travel charge.
  • Same value: 1 cent per mile.
  • You don’t have to book through Capital One Travel to use this.
  • Ideal for alternative travel like boutique hotels, trains, excursions or Airbnb stays.

Transfer miles to partner airlines/hotels

When not to Use the Capital One Travel Portal

Despite its benefits, there are times when using the portal is not your best move:

  • Booking with elite hotel status you want credit for (book direct instead).
  • Low-cost carriers with direct promotions (portal doesn’t always show flash sales or extra fees).
  • Award flights via partner programs (better value by transferring miles out).

Bottom line

The Capital One Travel portal becomes especially valuable when paired with the Venture X, thanks to elevated earning rates, the annual travel credit, and the automatic 10,000-mile anniversary bonus. Price prediction tools and built-in protections against fare drops give it an edge over competing portals from issuers like Chase and Amex, and with the right strategy, it’s possible to achieve double-digit return on spend for straightforward bookings.

That said, its strongest use case isn’t for every type of trip. The portal excels for simple, paid itineraries and for using the annual travel credit efficiently. For higher-value travel — especially premium cabin flights — transferring miles to airline partners generally provides far greater upside. Understanding when to book through the portal, when to pay in cash and erase the charge and when to transfer miles is the key to unlocking the full potential of Capital One’s travel ecosystem.

FAQ on Capital One Travel

Marc Delaney
Marc Delaney
Marc Delaney is a bilingual (English/French) travel rewards strategist and credit card expert at Milesopedia USA. Born in the U.S. to a French-American family, Marc combines North American know-how with a deep understanding of international loyalty programs. With over a decade of experience in personal finance, he specializes in helping high-income individuals, digital nomads, and frequent flyers optimize their credit card points and travel benefits. His insights focus on maximizing value from programs like Chase Ultimate Rewards®, Amex Membership Rewards®, Aeroplan® and Flying Blue®. Marc started his career advising startups on business credit strategies and later transitioned into rewards consulting for cross-border entrepreneurs. He holds a degree in economics from the University of Vermont and has contributed to financial newsletters, webinars, and loyalty-focused communities across North America and Europe. A passionate traveler, Marc has explored more than 40 countries using points and miles to fly in premium cabins and stay in luxury hotels. When he's not analyzing credit card ecosystems, you'll find him hiking remote trails or reviewing airport lounges for Milesopedia readers.
All posts by Marc Delaney

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