Loyalty Program: Citi ThankYou

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citi-strata-elite-credit-card_306x192
Citi Strata Elite℠ Card
80,000 Points
Apply Now
Terms Apply See rates & fees
Learn More
  • Earn 80,000 bonus points after spending $4,000 in the first 3 months
  • 12 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com
  • 6 points per dollar spent on Air Travel booked on cititravel.com
  • 6 points per dollar spent at restaurants on Citi Nights℠ purchases, Friday and Saturday from 6 PM – 6 AM ET
  • 3 points per dollar spent at Restaurants any other time
  • 1.5 points per dollar spent on All Other Purchases
  • Up to $300 Annual Hotel Benefit
  • Up to $200 Annual Splurge Credit℠
  • Up to $200 Annual Blacklane® Credit
  • Priority Pass™ Select membership
  • American Airlines Admirals Club® Lounge Access Passes
  • Additionally, Up to $120 Global Entry® or TSA PreCheck® Application Fee Credit
Annual Fee
  • Primary card $595
  • Additional card $75
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 21.24 %
  • Cash Advance Rates —
  • Balance Transfer Rates 21.24 %
Earning Rate
  • Groceries3Points
  • Gas3Points
  • Dining and Food delivery2Points
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • Citi ThankYou

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
citi-strata-credit-card_306x192
Citi Strata℠ Card
30,000 Points
  • No Annual Fee
  • Points Back on Redemptions
  • ThankYou Point Round Up
Apply Now
Terms Apply See rates & fees
Learn More
  • Earn 30,000 bonus points after spending $1,000 in the first 3 months
  • 5 points per dollar spent on Hotels, Car Rentals, and Attractions booked on cititravel.com
  • 3 points per dollar spent at Supermarkets
  • 3 points per dollar spent on Select Transit and at Gas & EV Charging Stations
  • 3 points per dollar spent on an eligible Self-Select Category of your choice including fitness clubs, select streaming services, live entertainment, cosmetic stores/barbershops/hair salons or pet supply stores
  • 2 points per dollar spent at Restaurants
  • 1 point per dollar spent on All Other Purchases
Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 3 %
Interest Rates
  • Purchase Rates 19.24 %
  • Cash Advance Rates —
  • Balance Transfer Rates 19.24 %
Earning Rate
  • Groceries3Points
  • Gas3Points
  • Dining and Food delivery2Points
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • Citi ThankYou

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Citi-Premier<sup>®</sup>-Card-1
Citi Strata Premier® Card
60,000 Points
  • Earn 3x Points on Airfare
  • Earn 3x Points on Hotels
  • Earn 3x Points at Restaurants
Apply Now
Terms Apply See rates & fees
Learn More
  • Earn 60,000 bonus ThankYou Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases.
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Annual Fee
  • Primary card $95
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • %
Interest Rates
  • Purchase Rates —
  • Cash Advance Rates —
  • Balance Transfer Rates —
Earning Rate
  • Groceries3Points
  • Gas3Points
  • Dining and Food delivery3Points
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration

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