United & Chase Launch Targeted Spending Bonus for Cobranded Cardholders (September-December 2025)

Promotion Details

The key details of this promotion include:

The specific spending threshold and bonus amount vary by cardholder, as this is a personalized offer. Some cardholders may receive more generous offers than others based on their spending history, card type, and relationship with United and Chase.

How to Check Your Offer

To see if you’re targeted for this promotion and to check your specific offer details:

1. Visit united.com/PackMoreMiles
2. Log in with your MileagePlus credentials
3. If eligible, you’ll see your personalized spending threshold and bonus miles offer
4. Register for the promotion before December 15, 2025

It’s worth checking your specific offer to determine if it provides enough incentive to increase your spending on your United card during this period.

Eligible Cards

While United and Chase haven’t explicitly listed which cards are eligible, the promotion likely applies to their primary consumer and business credit card portfolio, including:

Remember that even if you hold one of these cards, the promotion is targeted, so not all cardholders will receive an offer.

Important Terms and Conditions

Before participating in this promotion, be aware of these key terms:

• Registration required: You must register by December 15, 2025, to be eligible
• Only net purchases count: Returns and refunds will be deducted from your total
• One-time bonus: The bonus miles can only be earned once during the promotional period
• Processing time: Allow 6-8 weeks after December 31, 2025, for bonus miles to post to your MileagePlus account
• Account status: Your credit card account must be open and not in default at the time of fulfillment
• Product changes: Changing your credit card product during the promotional period will forfeit this offer

Additionally, cash-like transactions (cash advances, money orders, etc.), balance transfers, and fees do not count as qualifying purchases for this promotion.

Is This Promotion Worth Pursuing?

The value of this promotion depends entirely on your personalized offer and your planned spending for the remainder of 2025. Here are some factors to consider when evaluating your offer:

Potential Upsides

Potential Downsides

Maximizing This Promotion

If you decide to pursue your targeted offer, here are some strategies to maximize its value:

1. Plan major purchases: If you have big purchases planned for early 2026, consider moving them up to fall within the promotion period
2. Add authorized users: Their spending will count toward your threshold (though only the primary cardholder earns the bonus)
3. Pay bills and taxes: Consider paying insurance premiums, property taxes, or other large bills with your United card during this period (accounting for any processing fees)
4. Holiday shopping: Use your United card for all holiday gift purchases and travel
5. Dining and groceries: Switch your everyday spending to your United card during the promotion period

Remember to track your progress toward the spending threshold to ensure you meet it before the December 31, 2025 deadline.

How This Compares to Previous United Promotions

United and Chase periodically offer spending bonuses to their cobranded cardholders, but the offers vary significantly in terms of generosity. Without knowing the specific targeted offers in this round, it’s difficult to compare directly to previous promotions.

However, these types of quarterly spending bonuses typically offer anywhere from 5,000 to 20,000 bonus miles for spending thresholds ranging from $2,000 to $10,000, depending on the card tier and the cardholder’s profile.

Bottom Line

This targeted United MileagePlus credit card spending bonus represents a potentially valuable opportunity for eligible cardholders to earn additional miles during the final months of 2025. The promotion’s timing during the holiday shopping season makes it potentially easier to meet spending thresholds without changing your normal spending patterns.

While airline-specific cards may not always provide the best value compared to flexible currency cards, targeted promotions like this can occasionally tip the scales in their favor. The key is to evaluate your specific offer and determine if it aligns with your spending plans and travel goals.

Suppose you hold a United cobranded credit card. In that case, it’s worth taking a moment to check if you’re targeted for this promotion and to register before the December 15 deadline if the offer makes sense for your situation.

Frequently Asked Questions