Air France KLM World Elite Mastercard® Review

Updated Aug 1, 2025
Air France KLM World Elite Mastercard

The Air France KLM World Elite Mastercard® is one of Bank of America’s lesser-known credit cards, but that doesn’t mean you should overlook it. In fact, it can be a powerful travel credit card to keep in your wallet if you’re shooting for Flying Blue elite status.

Let’s take a closer look at the Air France KLM Mastercard and why you might want it in your wallet, especially if you’re a Flying Blue loyalist. We’ll also discuss the card’s welcome offer, earn rate and other interesting features. 

Air France

Air France KLM Mastercard welcome offer

The Air France KLM World Elite Mastercard has a straightforward welcome offer that can be lucrative for those chasing Flying Blue elite status. Right now, you’ll earn 50,000 Bonus Miles after you make $2,000 or more in purchases within the first 90 days of your account opening

Note that the card has an $89 annual fee. This is lower than many comparable airline credit cards and we think it’s a solid deal, especially when you consider the welcome offer.

Air France KLM Mastercard earning rates

The Air France KLM World Elite Mastercard earns:

  • Air France, KLM and other SkyTeam airlines: 3 points per dollar spent.
  • All other purchases: 1.5 points per dollar spent.

This makes the Air France KLM Mastercard a solid choice for un-bonused spending. For example, you might put dining and groceries on the American Express® Gold Card to earn 4 points per dollar. Then, you can put all other purchases on this card to earn bonus rewards.

Air France KLM Mastercard benefits

The Air France KLM World Elite Mastercard‘s main benefits are tied to earning Flying Blue elite status and earning miles with the program. This section will focus on ongoing benefits instead of the welcome bonus.

5,000 bonus miles every year

The Air France KLM World Elite Mastercard gives cardholders 5,000 bonus Flying Blue miles once per year. The only requirement is that you spend $50 or more on the card within your anniversary year, which should be easy enough with normal spending.

20 XP every year, with the ability to earn more

Additionally, the Air France KLM World Elite Mastercard awards 20 XP on your account anniversary. You can earn another 40 XP on your account anniversary when you spend $15,000 or more within your card’s anniversary year, for a total of 60 XP.

This is a nice boost toward Flying Blue elite status. If you’re able to spend $15,000 per year on the card, you’re over halfway to the 100 XP required to earn or keep Flying Blue Silver status.

No foreign transaction fees

This credit card doesn’t charge foreign transaction fees, so use it to pay in any currency without paying extra.

Air France-KLM Flying Blue elite status

Redeeming Air France-KLM Flying Blue miles

Flying Blue is one of our favorite loyalty programs here at Milesopedia US. This is in large part because of its excellent redemption rates on transatlantic flights. You can read our full guide to Flying Blue for more information about the program, but here’s a primer on its best redemptions and special features.

  • Business class flights to Europe and North Africa: Our favorite way to redeem Flying Blue miles is for flights from the US to Europe and North Africa. These flights often start at just 15,000 miles in economy and 50,000 miles in business class, which is one of the cheapest ways to fly transatlantic with airline miles. Best of all, taxes and fees are rarely over $300 one-way in business class.
  • Domestic Delta flights: Air France and KLM are both SkyTeam members, so you can redeem Flying Blue miles on partner airlines like Delta Air Lines. You’ll often find solid deals on domestic US flights when you book with Flying Blue. For example, we found one-way flights from New York’s John F. Kennedy International Airport (JFK) to Miami International Airport (MIA) for 16,000 miles plus $19.22 in taxes. Not a bad price given Delta award pricing is often more than this, but shop around to find the best price before you redeem Flying Blue miles for domestic flights.
  • Flights to Hawaii: Flights from the US mainland to Hawaii are still domestic flights, but these redemptions are worth calling out separately. Delta flights from the West Coast to Hawaii are often bookable for 18,500 Flying Blue miles one-way plus $26.22 in taxes and fees.
  • Fly Etihad business class to the Middle East: Etihad and Air France-KLM have a non-alliance partnership that lets Flying Blue members redeem miles for Etihad flights. For flights one-way from the US to the Middle East on Etihad, members pay 44,500 miles for an economy ticket or 87,500 miles for a business class ticket, plus taxes and fees. Expect to pay roughly $150 in taxes one-way in economy and $250 in business class.
  • Promo Rewards: Flying Blue offers monthly Promo Rewards that offer discounted tickets to various destinations. These span all cabins, and we’ve seen a handful of great business-class deals throughout the years. For example, one of our writers recently booked a flight from Toronto Pearson International Airport (YYZ) to Prague’s Václav Havel Airport (PRG) via Amsterdam Airport Schiphol (AMS) for 31,500 Flying Blue miles in business class. Keep an eye on our Flying Blue Promo Rewards page for the latest offers.

Comparable cards to the Air France KLM Mastercard

It’s hard to directly compare the Air France KLM World Elite Mastercard to other airline credit cards, as benefits may be similar but will not apply to the same airline. Instead, we’ll compare it to a card with similar annual fees.

The first that comes to mind is the Chase Sapphire Preferred® Card. This transferable points credit card earns Chase Ultimate Rewards points, which transfer 1:1 to 14 different airline and hotel loyalty programs. This includes Flying Blue, Air Canada Aeroplan, United MileagePlus and World of Hyatt, among others.

Further, this card earns 2 points per dollar on travel and 3 points per dollar on dining. These are broad categories, so it’s possible to earn more points with the Chase Sapphire Preferred. That said, you’d forgo the Flying Blue elite status benefits from the Air France KLM World Elite Mastercard.

Is the Air France KLM Mastercard worth it?

The Air France KLM World Elite Mastercard has an $89 annual fee, which we find reasonable. This is especially true when you consider the 5,000 bonus miles you earn for spending at least $50 on the card per year. We value Flying Blue miles at 1.7 cents per mile, so this is worth at least $85.

The value of the card is heightened for travelers who want to earn Flying Blue elite status. Being able to earn 60 XP per year with the card could be the difference between earning a higher status tier. Just make sure to keep track of the $15,000 spending required to earn the 40 XP bonus

Additionally, the welcome offer and bonus XP offered to new cardholders far outweigh the annual fee when you first get the card. Based on our 1.7 cent per mile valuation of Flying Blue miles, the bonus is worth $1,190 without factoring in the bonus XP.

Long story short: Yes, we think the Air France KLM World Elite Mastercard is worth it if you fly Air France or KLM and need Flying Blue miles. It’s a keeper card for US-based Flying Blue elites, too, as it’ll make it easier to qualify or requalify for status.

Bottom line

The Air France KLM World Elite Mastercard is a solid option for Flying Blue loyalists. It provides a way to earn more XP toward elite status on an ongoing basis, and the welcome offer will get you enough XP for Silver status.

FAQs about the Air France KLM World Elite Mastercard

Andrew Kunesh
Andrew Kunesh
Andrew was born and raised in the Chicago suburbs but now lives in Queens, New York. He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 40 countries, 20 travel credit cards and 3 airline statuses under his belt. Andrew was formerly a Senior Editor at The Points Guy and CNN Underscored.
All posts by Andrew Kunesh

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