Wells Fargo Rewards may be a newer player in the transferable points and miles space, but it’s quickly becoming a competitive loyalty program with valuable transfer partners.
You can earn Wells Fargo Rewards with the following credit cards, some of which offer no annual fee and 0% APR for a set period:
To unlock Wells Fargo’s full lineup of eight transfer partners, you’ll need either the Wells Fargo Autograph℠ Card or the Wells Fargo Autograph Journey℠ Card.
Whether you’re a frequent traveler or an everyday spender, this guide will walk you through how to make the most of your Wells Fargo Rewards.
Wells Fargo Rewards typically have a base value of 1 cent per point when you redeem for cash back, statement credits or book travel in the Wells Fargo travel portal. However, you can often achieve greater value by using your points for travel-related expenses.
Here are some key points to know about Wells Fargo Rewards:
Overall, while the base redemption value is straightforward, strategic use of your points for travel can significantly increase their worth.
Earning Wells Fargo Rewards begins with choosing the right credit card and maximizing its earning potential.
However, to transfer points to partners, you must have either the Wells Fargo Autograph℠ Card or the Wells Fargo Autograph Journey℠ Card to combine points from any of the eligible cards.
If you want to earn more Wells Fargo Rewards, here are a few tips:
By strategically utilizing these tips, you can significantly increase your Wells Fargo Rewards and maximize their value.
Wells Fargo Rewards offers various redemption options with some providing better value than others.
Here’s a quick overview.
Wells Fargo has seven airline partners and one hotel partner:
1:1 transfer ratio
1:2 transfer ratio
While Wells Fargo lists Aer Lingus, British Airways and Iberia as separate partners, all three use Avios, which can be transferred freely between them — as well as to Finnair Plus and Qatar Airways Privilege Club — at a 1:1 rate.
Similarly, you can link Virgin Atlantic Flying Club and Virgin Red to move points between them. Use Flying Club for flights and Virgin Red for experiences like food tours, excursions and hotel stays.
Instead of redeeming points for just 1 cent each through the Wells Fargo Rewards portal, we often recommend transferring them to airline and hotel partners for more value.
For example, Avianca LifeMiles and Flying Blue offer premium cabin flights at a discount compared to cash fares. Choice Privileges transfers at a 1:2 ratio, which can make for a great way to book affordable hotels in the U.S., Europe and Japan.
And of course, you can use the $50 annual airfare statement credit on the Autograph Journey Card to help offset travel costs, including taxes and fees from award tickets.
Maximizing Wells Fargo Rewards means knowing where to transfer your points for the best value.
Here are some of the top sweet spot redemptions:
Short-haul American & Alaska Flights (12,000 British Airways Avios)
Iberia Business Class to Europe (34,000 Avios)
Air France-KLM Flying Blue (dynamic pricing)
Virgin Atlantic Flying Club (dynamic pricing)
LifeMiles (from 6,500 miles for domestic United flights)
Choice Privileges
We recommend verifying current rates and availability before transferring your Wells Fargo Rewards, as transfers are final and cannot be reversed once completed.
Wells Fargo Rewards is quickly emerging as a strong competitor in the points and miles space, offering valuable transfer partners and flexible redemption options. While its base redemption value is straightforward, strategic travelers can maximize their points by leveraging airline and hotel transfers. With a solid lineup of credit cards, including options with no annual fees and 0% APR periods, Wells Fargo Rewards provides opportunities for both everyday spenders and frequent travelers to earn and redeem points effectively.
You can change your preferences or opt out at any time by clicking on one of the hyperlinks available at the bottom of each newsletter.
If you are already a subscriber and would like to unsubscribe, you can click on the link at the bottom of any of our e-mails.