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Bilt World Elite Mastercard®

Welcome Bonus
No Welcome Offer
  • No Annual Fee
Annual Fee
$0
Bilt-World-Elite-Mastercard<sup>®</sup>
Bilt World Elite Mastercard®
No Welcome Offer
Apply Now

Offer

  • $0 Annual Fee
  • Earn 1X points on rent payments without the transaction fee, up to 100,000 points each calendar year
  • Earn 3X points on dining
  • Earn 2X points on travel
  • Earn 1X points on other purchases
  • Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
  • Use the card 5 times each statement period to earn points.
  • Earn up to 5X Bilt Points on Lyft rides when you link your Bilt account and pay with your Bilt Card
  • Point redemptions include airlines, hotels, future rent payments, credit card statements, toward a down payment on a home, etc.
  • When renting at a Bilt Alliance property, you can choose to have your rent payments automatically reported by Bilt to the three major credit bureaus each month; Experian, TransUnion, and Equifax.
  • Select Apply Now to learn more about the product features, terms, and conditions.

Fees & Conditions

Annual Fee $0

Earnings

Per dollar of purchases

All Spending 1 Point
Groceries 1 Point
Gas 1 Point
Dining and Food delivery 3 Points
Convenience Stores 1 Point
Drugstores 1 Point
Local Transport 1 Point
Travel 2 Points
Entertainment 1 Point
Recurring Payments 1 Point
Telecom/Internet 1 Point
Streaming services 1 Point
Online transactions 1 Point
Office Supplies 1 Point

Our review

Unlock Rent Rewards with the Bilt World Elite Mastercard®

  • No annual fee
  • 1× point per $1 on rent payments (no transaction fees, up to 100,000 points/year)
  • 3× points on dining
  • 2× points on travel
  • 1× point on all other purchases
  • Bonus “Rent Day” multipliers on the 1st of each month—earn up to 1,000 extra points on dining, travel and other spend
  • 5× points on Lyft rides when you link your account
  • No foreign transaction fees

Whether you’re covering rent, dining out or booking your next getaway, the Bilt World Elite Mastercard® helps you earn points on your biggest monthly expense and everyday spend. Redeem your Bilt points for future rent payments, travel, credit‑card statement credits or even toward a home down payment—no annual fee required.

Terms apply. Points earn requires at least five transactions per billing cycle. See full terms for details.

Updated Jan 12, 2026

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