What is the current welcome offer for the Chase Sapphire Reserve®?

The Chase Sapphire Reserve® offers 100,000 bonus points after spending $6,000 in purchases in the first 3 months from account opening. This is one of the most generous sign-up offers in the premium travel card space.

How much is the annual fee for the Chase Sapphire Reserve®?

The annual fee is $795, which is not waived the first year. However, this can be offset with over $3,000 in potential value from travel credits, perks, and lounge access.

What are the Chase Sapphire Reserve® earning rates?

You’ll earn: 8x points on travel booked through Chase Travel (including The Edit), 4x on direct airline and hotel bookings, 3x on dining worldwide, 1x on all other purchases.

What lounge access is included with the Sapphire Reserve®?

The card provides Priority Pass™ Select access for you and two guests to 1,300+ airport lounges worldwide, access to every Chase Sapphire Lounge® by The Club, and select Maple Leaf Lounge access when flying Star Alliance. Notably, Chase Sapphire Lounges left the Priority Pass network on August 15, 2026, which makes this card more valuable for lounge access, not less.

Can I get travel credits with this card?

Yes. The Sapphire Reserve offers several credits, including: $300 annual travel credit, up to $300 in dining credits at Exclusive Tables restaurants ($150 every six months), $300 StubHub/Viagogo credit, and various streaming, transportation, and fitness credits.

How can I redeem Chase Ultimate Rewards® points?

You can redeem points for: Travel through Chase Travel at 1.5 cents per point, Transfers to 14+ airline and hotel partners, Gift cards or cash back at 1 cent per point, Statement credits, Transfers often provide the best value, especially with partners like Aeroplan, Flying Blue, and World of Hyatt.

Is the Chase Sapphire Reserve® worth it?

If you travel frequently, the Sapphire Reserve can more than justify its high annual fee through its combination of travel protections, lounge access, point earning potential, and annual credits. For infrequent travelers, however, a lower-fee card might be more suitable.

Andrew Kunesh

Andrew was born and raised in the Chicago suburbs but now lives in Queens, New York. He’s a lifelong traveler and took his first solo trip to San Francisco at the age of 16. Fast forward a few years, and Andrew now travels just over 100,000 miles a year, with over 40 countries, 20 travel credit cards and 3 airline statuses under his belt. Andrew was formerly a Senior Editor at The Points Guy and CNN Underscored.

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