Do I need a large business to qualify for this card?

No, even small businesses or sole proprietorships can qualify. If you're a freelancer, consultant, or have a side hustle, you may be eligible. You can apply using your Social Security Number as your business tax ID if you don't have an EIN.

How long is this 140,000-point offer available?

Chase has not specified an end date for this limited-time offer, so it could be withdrawn at any time. If you're interested, it's best to apply sooner rather than later.

Can I have both the personal and business IHG Premier cards?

Yes, you can hold both the personal IHG Premier Card and the IHG Premier Business Card simultaneously, and earn the welcome bonus on each if you meet the eligibility requirements.

Does this card count toward Chase's 5/24 rule?

While you generally need to be under 5/24 to be approved for this card, the IHG Premier Business Card will not add to your 5/24 count since business cards from Chase don't appear on your personal credit report.

How does the free night certificate work?

The annual free night certificate is automatically deposited into your IHG account after your card anniversary each year. It can be used at any IHG property costing up to 40,000 points per night. If you want to book a property that costs more than 40,000 points, you can supplement the certificate with points from your account to cover the difference.

Are there any restrictions on using the United TravelBank credit?

The United TravelBank credit can only be used for flights operated by United Airlines and United Express. It cannot be used for partner flights, upgrades, or other United products. The credit is applied automatically when you use your IHG Premier Business Card to purchase eligible United flights.

Jean-Maximilien Voisine

Jean-Maximilien Voisine is the President and Founder of Milesopedia and a leading expert in rewards programs, credit cards, and travel across Canada, France, and the U.S.A. Now 40 years old and a father of two, he has explored more than 100 countries—many of them alongside his wife Audrey and their children. Specializing in loyalty programs such as Aeroplan, Flying Blue, American Express Membership Rewards, and Marriott Bonvoy, Jean-Maximilien helps travellers unlock the full potential of their points and benefits. His mission: empower others to travel better and smarter across North America and Europe.

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