Do I need a large business to qualify for this card?

No, even small businesses or sole proprietorships can qualify. If you're a freelancer, consultant, or have a side hustle, you may be eligible. You can apply using your Social Security Number as your business tax ID if you don't have an EIN.

How long is this 200,000-point offer available?

Chase has not specified an end date for this limited-time offer, so it could be withdrawn at any time. If you're interested, it's best to apply sooner rather than later.

Can I have both the personal and business IHG Premier cards?

Yes, you can hold both the personal IHG Premier Card and the IHG Premier Business Card simultaneously, and earn the welcome bonus on each if you meet the eligibility requirements.

Does this card count toward Chase's 5/24 rule?

While you generally need to be under 5/24 to be approved for this card, the IHG Premier Business Card will not add to your 5/24 count since business cards from Chase don't appear on your personal credit report.

How does the free night certificate work?

The annual free night certificate is automatically deposited into your IHG account after your card anniversary each year. It can be used at any IHG property costing up to 40,000 points per night. If you want to book a property that costs more than 40,000 points, you can supplement the certificate with points from your account to cover the difference.

Are there any restrictions on using the United TravelBank credit?

The United TravelBank credit can only be used for flights operated by United Airlines and United Express. It cannot be used for partner flights, upgrades, or other United products. The credit is applied automatically when you use your IHG Premier Business Card to purchase eligible United flights.