Bank of America® Premium Rewards®

Offer

Low $95 annual fee.
Receive 60,000 online bonus points – a $600 value – after you make at least $4,000 in purchases in the first 90 days of account opening.
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don’t expire as long as your account remains open.
If you’re a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87 – 2.62 points on all other purchases, for every $1 you spend.
Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
No foreign transaction fees.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Fees & Conditions

Annual Fee $95

Foreign Transaction Fee 0.00%

Advantages

Welcome Bonus amount 60,000 Points

Minimum Spending Required $4,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1.5 Points

Groceries 1.5 Points

Gas 1.5 Points

Dining and Food delivery 2 Points

Convenience Stores 1.5 Points

Drugstores 1.5 Points

Local Transport 1.5 Points

Travel 2 Points

Entertainment 1.5 Points

Recurring Payments 1.5 Points

Telecom/Internet 1.5 Points

Streaming services 1.5 Points

Online transactions 1.5 Points

Office Supplies 1.5 Points

Our review

Experience Premium Rewards on Every Journey with the Bank of America Premium Rewards Credit Card

2X points on travel and dining; 1.5X points on all other purchases
60,000 bonus points after $4,000 in purchases within 90 days (worth $600)
$95 annual fee—easily offset by your bonus and credits
No foreign transaction fees, so you can spend abroad without worry
Up to $100 airline incidental credit annually for baggage fees, upgrades or lounge access
Global Entry/TSA PreCheck credit up to $100 every four years
25%–75% more points when you enroll in Preferred Rewards®

Ideal for frequent flyers and foodies alike, this card delivers powerful travel protections—trip delay, cancellation, baggage insurance—and access to Visa Signature Luxury Hotel Collection perks like upgrades and daily breakfast. Your points never expire and are worth at least 1¢ each toward travel, cash back or gift cards. Elevate your adventures with premium perks at a smart price.

Terms apply. See issuer for complete details.

Advertiser disclosure

Bank of America^® Premium Rewards^®

Offer

Fees & Conditions

Advantages

Earnings

Our review