Capital One Platinum Mastercard®

Offer

No annual or hidden fees. See if you’re approved in seconds
Be automatically considered for a higher credit line in as little as 6 months
Help build your credit through responsible use of a card like this
Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It’s free for everyone
Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One’s mobile app
Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you’re all set
Pay by check, online or at a local branch, all with no fee – and pick the monthly due date that works best for you

Fees & Conditions

Annual Fee $0

Our review

Build Your Credit with the Capital One Platinum Credit Card

No annual fee—establish or rebuild your credit at zero cost
No foreign transaction fees—use your card abroad without extra charges
Automatic credit line reviews—on‑time payments can unlock a higher limit in as few as 6 months
$0 Fraud Liability—you’re protected from unauthorized charges
CreditWise® access—monitor your credit score and reports for free

Perfect for anyone with fair or average credit, this card gives you the flexibility of choosing your monthly due date and managing your account 24/7 with the Capital One mobile app. Enjoy contactless payments and peace of mind knowing there are no hidden fees.

Terms apply. Approval subject to creditworthiness. See issuer’s website for full details.

Advertiser disclosure

Capital One Platinum Mastercard^®

Offer

Fees & Conditions

Our review