Capital One Quicksilver Student Cash Rewards Credit Card

Offer

Earn unlimited 1.5% cash back on every purchase, every day
Early Spend Bonus: Earn $100 when you spend $300 in the first three months
Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
Enjoy no annual fee, foreign transaction fees, or hidden fees
Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
Build your credit with responsible card use
Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

Fees & Conditions

Annual Fee $0

Advantages

Welcome Bonus amount $100 Cash Back

Minimum Spending Required $100

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1.5 %

Groceries 1.5 %

Gas 1.5 %

Dining and Food delivery 1.5 %

Convenience Stores 1.5 %

Drugstores 1.5 %

Local Transport 1.5 %

Travel 1.5 %

Entertainment 1.5 %

Recurring Payments 1.5 %

Telecom/Internet 1.5 %

Streaming services 1.5 %

Online transactions 1.5 %

Office Supplies 1.5 %

Our review

Earn Simple, Unlimited Cash Back with the Capital One Quicksilver Student Cash Rewards Card

1.5% cash back on every purchase, everywhere
5% cash back on hotels and rental cars booked through Capital One Travel
5% cash back on Capital One Entertainment purchases through 12/31/25
$100 bonus after you spend $300 in the first three months
No annual fee and no foreign transaction fees
Unlimited redemptions—redeem any amount at any time
Build credit with potential credit line increases after on‑time payments

Perfect for campus life and beyond, this student‑friendly card keeps rewards simple—no categories to track and no spending caps. Earn every time you swipe, whether you’re covering textbooks, grabbing coffee or booking spring break. Automatically redeem cash back as a statement credit, check or gift card and watch your rewards—and your credit profile—grow together.

Terms apply. Bonus requires $300 spend in first three months. Ongoing APR: 19.24%–29.24% variable. See issuer for full details.