Chase Freedom Flex®

Offer

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99%-28.49%.
No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Flex® card
Keep tabs on your credit health – Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Member FDIC

Fees & Conditions

Annual Fee $0

Foreign Transaction Fee 3%

Cash Advance Rates 29.24% (Variable)

Advantages

Welcome Bonus amount $200 Cash Back

Minimum Spending Required $500

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 1 %

Gas 1 %

Dining and Food delivery 3 %

Convenience Stores 1 %

Drugstores 3 %

Local Transport 1 %

Travel 1 %

Entertainment 1 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Our review

Earn Flexibility & Rewards with the Chase Freedom Flex® Credit Card

$200 bonus after $500 in purchases in the first 3 months
5% cash back on up to $1,500 in combined spending each quarter in rotating categories (activation required)
5% cash back on travel booked through Chase Ultimate Rewards®
3% cash back on dining, including takeout and delivery
3% cash back on drugstore purchases
2% cash back on Lyft rides through September 2027
1% cash back on all other purchases
0% intro APR on purchases and balance transfers for 15 billing cycles
No annual fee (3% foreign transaction fee)

Take control of your rewards by activating quarterly categories that match your spending—whether groceries, gas or streaming services—and enjoy broad bonus rates on travel, dining and more. With no annual fee, seamless mobile management and built‑in protections like purchase protection and extended warranty, the Freedom Flex® delivers powerful cash back on every dollar.

Terms apply. See issuer for details.